Boat Appraisal for Title Bond

5.0from 80+ client reviews

Boat appraisals for title bond, prepared in accordance with USPAP. AppraiseItNow delivers certified vessel valuations prepared to meet the requirements of surety companies and state agencies, helping you secure a bonded title with confidence.

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DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR LENDERS, BANKS, AND SURETY COMPANIES.

  • U.S. Small Business Administration
  • Chase
  • Bank of America
  • Wells Fargo
  • U.S. Bancorp
  • IRS

The marine team behind your collateral appraisal

Between them, our marine appraisers hold CAGA designations, and every report is written to USPAP for lenders, banks, and surety companies.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Fair market and liquidation valueThe collateral values lenders and surety companies underwrite against
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

Boat Appraisals for Title Bonds

When a boat's original title is lost, damaged, or was never issued, most state bonding agencies require a certified appraisal establishing the vessel's fair market value before they will issue a surety bond in lieu of clear title. The bond amount itself is calculated directly from the appraised value, with state requirements typically ranging from equal to the appraised value up to twice that figure depending on jurisdiction. AppraiseItNow's marine appraisal services cover vessels of all types and sizes, producing credentialed, well-documented reports that bonding companies and state motor vehicle or watercraft agencies accept.

We deliver appraisals both online and through onsite inspections across the United States, giving clients flexibility regardless of where their vessel is located. Our appraisers hold credentials through recognized professional organizations including ISA, ASA, and AMEA, and every report is USPAP-compliant. Whether you need a straightforward powerboat valuation or documentation for a more complex ownership situation, our title bond appraisal services are built to move your application forward without delays.

Boats and Watercraft We Appraise for Title Bond Purposes

AppraiseItNow appraises a wide range of vessel types for title bond applications, including:

  • Outboard and inboard powerboats, including fishing boats, runabouts, and bowriders
  • Sterndrive vessels and center console boats used for recreational or light commercial purposes
  • Pontoon boats and deck boats of all sizes and configurations
  • Personal watercraft such as jet skis and wave runners
  • Sailboats, including day sailors, cruising sailboats, and racing vessels
  • Cabin cruisers and express cruisers
  • Yachts and larger motor vessels where no original title documentation exists
  • Homemade or custom-built boats that were never titled in any state
  • Vessels currently carrying a bonded title from another state requiring re-bonding
  • Older boats where the original Manufacturer's Statement of Origin has been lost or was never transferred

How AppraiseItNow Handles Boat Title Bond Appraisals

Our appraisers evaluate each vessel based on its age, condition, make, model, engine hours, and current market comparables drawn from recognized marine valuation sources, producing a report that clearly supports the bond amount required by the issuing agency.

  • Reports include a detailed description of the vessel, the valuation methodology used, supporting market data, and the appraiser's professional credentials, giving bonding companies and state agencies everything they need to process the application.
  • Appraisals are available both online, using photographs and documentation you provide, and through onsite inspections where a credentialed appraiser examines the vessel directly, with the appropriate method depending on the complexity of the vessel and the requirements of the bonding agency.
  • All appraisers are credentialed through recognized professional organizations and produce reports that meet USPAP standards, which is the baseline most bonding companies and state agencies require when reviewing title bond applications.

What clients say we are known for

AppraiseItNow Reviews: What Clients Say About AppraiseItNow

  1. Answering fast, and staying reachable while the work runs“From the start they were very responsive, price competitive” Chris S.Mentioned in 34 reviews
  2. Showing the research and the comparables behind the number“Very thorough and professional — great communication and outstanding service” Curt B.Mentioned in 29 reviews
  3. Delivering the finished report ahead of the deadlineMentioned in 21 reviews
  4. Taking on items other appraisers had already turned downMentioned in 14 reviews
  5. Being the appraiser they come back toMentioned in 44 reviews

Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.

  • AppraiseItNow helped us appraise a very unique set of propulsion boats. Service was top notch and provided incredible value for the cost!
    Austin S., San Francisco, CA ·

    Boat Appraisal for Loan Collateral

  • Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
    Michael L., Wake Forest, NC ·

    Boat Appraisal for Loan Collateral

  • From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
    Chris S., San Clemente, CA ·
  • Very thorough and professional — great communication and outstanding service. Highly impressed with their work!
    Curt B. , Washington, UT ·

Frequently Asked Questions on Boat Appraisals for Title Bond

How is a boat's value established for a title bond?

By state-prescribed fair market value methods. California requires either a written appraisal from a licensed yacht or ship broker or the average of the high and low values in a recognized vessel handbook, while Texas Parks and Wildlife uses the average NADA value from a printout or a written appraisal from a licensed marine dealer or marine surveyor.

Is a boat title bond always 1.5 times the vessel's value?

No, that rule of thumb fits only some states. Texas and Nebraska use 1.5 times, California sets the bond at 100 percent of fair market value, Georgia multiplies NADA book value by 1.2 with a $6,000 minimum, and Michigan and Virginia use 2 times. Checking the registration state's rule prevents a rejected filing.

Does the outboard motor need its own value in a bonded boat title?

Often yes. Texas distinguishes the vessel from the motor and may require separate bonds at 1.5 times each appraised value, while Georgia computes the bond on the hull plus any outboard over 25 horsepower. Appraising only the hull is a common cause of rejection or underbonding.

Why do states reject boat title bond appraisals on formalities?

Because the rules specify source and format. Washington enumerates acceptable valuation sources and requires dealer or appraisal-company valuations on company letterhead with a business card attached, and Texas requires the appraisal with its bonded title review form. Informal letters or emails do not qualify.