USPAP-compliant appraisals by best-in-class appraisers
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Joe Kattan
Anne Hay, ISA AM
Jason Dolph, CAGA
Ashley Innes, ISA AM
Aron Blue
About AppraiseItNow's Diamond Appraisal Services
AppraiseItNow provides professional diamond appraisals for insurance coverage, estate tax reporting, charitable donations, divorce proceedings, and resale or liquidation purposes. Diamonds require specialized gemological expertise to value accurately, and our appraisers apply rigorous grading standards to assess each stone individually, accounting for the full range of quality factors that drive market value. Our mission is to deliver defensible, USPAP-compliant valuations with exceptional speed, professionalism, and client service.
Diamond appraisals are conducted as a specialized subset of professional personal property valuations, serving individuals, couples, estate executors, attorneys, CPAs, and insurance professionals who need credible, documented valuations for legal or financial purposes. Most diamond appraisals can be completed remotely using high-resolution photographs and grading documentation such as GIA or AGS certificates, though onsite inspection may be coordinated when stones are unmounted, part of a large estate collection, or lack existing laboratory reports. We offer Fair Market Value (FMV), Replacement Value, and Actual Cash Value (ACV) appraisals for various intended uses.
What Types of Diamonds Do We Appraise?
AppraiseItNow appraises diamonds across all shapes, sizes, and quality grades, whether mounted in jewelry or loose. This includes natural diamonds and laboratory-grown diamonds, certified and uncertified stones, estate and antique-cut diamonds, and fancy colored diamonds such as yellow, pink, and blue. Our appraisers evaluate each stone on its individual merits rather than relying solely on certificate face value, which is critical when market conditions have shifted since the original grading report was issued.
Who Does AppraiseItNow Serve?
AppraiseItNow serves individuals, couples, and families seeking diamond appraisals for insurance, estate, or resale purposes, as well as attorneys, estate planners, and CPAs who require independent, defensible valuations for legal and tax filings.
5-Star Valuation Services, Loved by Hundreds
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How our Valuation Process Works
Written USPAP-compliant personal property appraisals for when defensibility matters.
Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.
Popular uses of our appraisal reports include:
Taxes, Estates & Financial Planning
- Gift Tax - IRS Form 709
- Estate Tax - IRS Form 706
- Charitable Donations - IRS Form 8283
- Estate planning, equitable distribution, and probate
- Loan Purposes
Life Events & Special Circumstances
- Divorce
- Social Security reporting or Medicaid Application Filings
- E-2 visa applications
Insurance & Risk Management
- Insurance coverage
- Insurance claims
- Third-party & legal damage claims
What types of diamonds does AppraiseItNow appraise?
AppraiseItNow appraises diamonds and diamond jewelry of all kinds, whether loose stones or set pieces. Our appraisers evaluate natural diamonds, treated diamonds, and synthetic diamonds, and they document which category applies in every report. Common items include engagement rings, diamond pendants, earrings, bracelets, and estate jewelry containing diamonds of any shape or carat weight.
Are your diamond appraisals USPAP-compliant?
Yes. All diamond appraisals prepared by AppraiseItNow follow USPAP Standards 7 and 8, which govern the development and reporting of personal property appraisals including diamonds and gemstones. USPAP compliance is the professional standard for ethical conduct and transparent reporting, and it is also a practical requirement for IRS-related appraisals, since reports that fail to meet USPAP standards risk denial of tax deductions or penalties.
What are common reasons someone needs a diamond appraisal?
People request diamond appraisals for a wide range of legal, financial, and personal purposes, including:
- Insurance coverage to establish a replacement value for scheduling a diamond on a policy
- Estate tax reporting and probate proceedings
- Charitable donation deductions filed with IRS Form 8283
- Divorce proceedings and equitable distribution
- Damage or loss claims with an insurer
- Personal use, such as understanding what a diamond is worth before selling or buying
Can you appraise diamonds in poor condition, with unknown provenance, or with limited documentation?
Yes. Appraisers evaluate the diamond itself using the Four Cs: carat weight, color, clarity, and cut, along with shape, measurements, and finish grade. While documentation such as a grading report from a gemological laboratory is helpful, it is not required to complete a credible appraisal. Provenance can add value in some cases, but its absence does not prevent a defensible valuation.
Can you appraise large collections or multiple diamonds?
Yes. AppraiseItNow regularly appraises collections that include multiple diamonds, diamond jewelry pieces, or mixed jewelry and gemstone holdings. Volume pricing is available for larger collections, and our team can coordinate the logistics of reviewing many items efficiently whether the project is handled remotely or onsite.
Do you provide online or remote diamond appraisals?
Most diamond appraisals are completed remotely, using photographs, existing grading reports, and detailed item descriptions submitted by the client. For larger collections or complex projects requiring physical inspection, we can coordinate an in-person appraiser anywhere in the United States. Remote appraisals are fully USPAP-compliant and accepted by insurers, the IRS, and courts.
How much does a diamond appraisal cost?
Diamond appraisal fees depend on the purpose and scope of the engagement. Standard appraisals for insurance coverage, personal use, probate, and estate distribution start at $195. Advanced appraisals for charitable donations, estate tax, insurance claims, divorce, and legal proceedings start at $295. Volume pricing scales with collection size:
- 1 item: $195 to $495
- 10 items: $695 to $1,200
- 50 to 100 or more items: $1,600 to $3,500 or more
All fees are quoted as a fixed price before work begins.
Do you offer discounted pricing for large volumes?
Yes. Clients with larger diamond or jewelry collections benefit from discounted per-item rates. A single diamond appraisal ranges from $195 to $495, while a collection of 50 to 100 or more items is priced between $1,600 and $3,500 or more, representing meaningful savings compared to individual item rates. Contact AppraiseItNow for a custom quote based on your specific collection size and appraisal purpose.
How long does a diamond appraisal take?
Most remote diamond appraisals are completed within 7 to 10 business days. Onsite inspections or larger collections typically take 2 to 3 weeks. Rush service is available for same-day or next-day turnaround upon request, which is useful when a deadline for an insurance claim, legal filing, or estate matter is approaching.
Who prepares the appraisal report?
Diamond appraisal reports are prepared by credentialed personal property appraisers with demonstrated experience valuing fine jewelry and gemstones. Each report is reviewed for accuracy, completeness, and USPAP compliance before delivery. AppraiseItNow's appraisers include ISA AM-designated professionals who specialize in jewelry, diamonds, and related personal property.
Are your appraisers ISA, ASA, or AAA credentialed?
Yes. AppraiseItNow's personal property appraisers hold ISA AM (International Society of Appraisers Accredited Member) designations, which reflect formal training and demonstrated competency in valuing jewelry, diamonds, and gemstones. For IRS-qualified appraisals, our appraisers meet the requirements of IRS Code Section 170(f)(11)(E), including holding recognized professional credentials and adhering to USPAP standards.
Do you prepare appraisals for IRS Form 8283 (Noncash Charitable Contributions)?
Yes. When a donor contributes a diamond or diamond jewelry to a qualifying charity, a qualified appraisal is required to support the noncash deduction on IRS Form 8283. AppraiseItNow prepares appraisals that meet IRS qualified appraiser requirements, helping ensure your deduction is defensible and your filing is not at risk of denial or penalty.
Do you prepare appraisals for IRS Form 706 (Estate Tax)?
Yes. Diamonds and diamond jewelry included in a taxable estate must be valued at fair market value for IRS Form 706 reporting. AppraiseItNow prepares estate tax appraisals that document each stone's characteristics, including the Four Cs and whether the diamond is natural, treated, or synthetic, providing the defensible valuations that executors and estate attorneys need for accurate and compliant filings.
Do you buy, sell, or broker diamonds?
No. AppraiseItNow is an independent appraisal firm and does not buy, sell, or broker diamonds or diamond jewelry. This independence is essential to producing unbiased valuations, and it eliminates the conflict of interest that can arise when an appraiser has a financial stake in a transaction.
What information do you need to get started?
To begin a diamond appraisal, it helps to provide:
- Clear photographs of the diamond or jewelry from multiple angles
- Any existing grading reports from a gemological laboratory such as GIA or AGS
- The carat weight if known
- A description of the metal type and setting if the diamond is mounted
- The purpose of the appraisal, such as insurance, estate, donation, or divorce
- Any purchase receipts, prior appraisals, or provenance documentation you have available
Can AppraiseItNow appraise diamonds located anywhere in the U.S.?
Yes. Remote diamond appraisals are available to clients in all 50 states, and most engagements are completed entirely online. For larger collections, complex estate situations, or projects that require physical inspection, AppraiseItNow can coordinate an in-person appraiser in any state across the country.
Will my appraisal be accepted by the IRS, insurers, or courts?
Yes. AppraiseItNow's diamond appraisals are USPAP-compliant, prepared by credentialed appraisers who meet IRS qualified appraiser standards under Section 170(f)(11)(E), and formatted to satisfy the documentation requirements of insurance companies, probate courts, and legal proceedings. Our reports include detailed descriptions, valuation methodology, and all required disclosures, including whether a diamond is natural, treated, or synthetic, which is a critical distinction that affects value and can be a point of dispute in insurance or litigation contexts.
Does it matter which gemological laboratory graded my diamond?
Yes, it can matter. Grading standards and methodologies vary by laboratory, meaning two reports on the same diamond from different sources may assign different color, clarity, or cut grades, which in turn affects the appraised value. AppraiseItNow's appraisers account for the issuing laboratory when interpreting a grading report and can provide an independent valuation even if no laboratory report exists or if the existing report is from a less recognized source.
Is a diamond grading report the same as an appraisal?
Not necessarily. A diamond grading report that describes the Four Cs without including an opinion of monetary value is not considered an appraisal. However, once a grading report includes a stated monetary value, it legally functions as an appraisal report and is subject to the same professional and regulatory standards. For insurance, tax, or legal purposes, a separate qualified appraisal prepared by a credentialed appraiser is typically required even if a grading report already exists.
Does the appraisal distinguish between natural, treated, and synthetic diamonds?
Yes, and this distinction is required. A qualified appraiser must identify and disclose in the report whether a diamond is natural, treated, or synthetic, because these categories carry substantially different market values even though the stones may appear identical without specialized testing. Failing to make this disclosure is a recognized liability risk for appraisers, and it is a detail that matters significantly for insurance coverage, estate valuation, and any transaction where the report is relied upon by a third party.
APPRAISEITNOW APPRAISERS ARE BEST-IN-CLASS & CREDENTIALED BY LEADING APPRAISAL ORGANIZATIONS LIKE THE ISA, ASA, & MORE.
