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Memorabilia & collectibles appraisals for insurance claim, prepared to support insurance submission. AppraiseItNow provides defensible reports covering sports memorabilia, trading cards, autographed items, and coins to support fair claim settlements.
DEFENSIBLE, USPAP-COMPLIANT MEMORABILIA & COLLECTIBLES APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsWhen a covered loss involves sports memorabilia, trading cards, autographed items, or other collectibles, insurers require documentation of replacement cost, meaning what it would cost to replace the item with a comparable piece at retail today. AppraiseItNow provides USPAP-compliant appraisals that meet this standard, giving policyholders the defensible, independent valuations needed to support claims after theft, fire, flood, or other covered events. Our personal property appraisal services cover the full spectrum of collector-grade assets, with appraisers who understand category-specific grading standards, authentication context, and current secondary market pricing.
Most appraisals are completed remotely using photographs, provenance records, certificates of authenticity, and prior documentation submitted by the client. Onsite inspection can be arranged for large collections or high-value single items where physical condition assessment is essential. Whether you need a single-item report or coverage for an entire collection, our insurance claim appraisal support is available.
AppraiseItNow covers a wide range of collector-grade assets commonly involved in insurance disputes, including:
Our process and reports are structured to meet insurer requirements and withstand scrutiny if a claim is disputed:
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
Antique Furniture Appraisal for Insurance Claim
Exceptional customer service and fast turnaround on my request for an insurance appraisal. Their professionalism, responsiveness, and attention to detail strengthened my position in an ongoing insurance claim. Incredibly easy to work with—courteous, efficient, and clear in their communication throughout the process. Highly recommend them to anyone needing accurate, independent appraisals for insurance or personal purposes.
Personal Property Appraisal for Insurance Claim
I contacted AppraiseItNow on a weekend asking for an expedited appraisal needed the following Tuesday, sent pictures as requested and answered a few questions for their team. Not only did the appraisal arrive on Tuesday, Joe waived the expedited fee! I would definitely recommend his services.
Antique Furniture Appraisal for Insurance Claim
I was very pleased with the service from AppraiseItNow. They responded quickly, offered fair pricing and turnaround, and the appraisal was done by a highly qualified expert. I provided details, photos, and records, and the final report was exactly what I needed. Fantastic service. I’d definitely use them again.
Antique Furniture Appraisal for Insurance Claim
Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
Furniture Appraisal for Insurance Coverage
AppraiseItNow's service was expeditious and professional. The report was thorough with plenty of examples and rationale for the valuations. Good service comes at a cost, but for me it was well worth it. Highly recommended!
Personal Property Appraisal for Insurance Coverage
Usually retail replacement value or the policy's agreed value, not fair market value. Specialty policies settle covered losses of scheduled items at the agreed amount established at binding, though some carriers settle stamp and coin collection losses at fair market value instead. The policy's settlement language controls, so confirm it in writing.
The insurer pays the agreed or scheduled value, not later appreciation. Gains above the schedule are uninsured until the schedule is updated, which is why carriers recommend value reviews every two to five years for active categories. Declines are equally outside the policy: they are investment risk, not insured loss.
No. Collectibles insurance covers physical loss or damage; a category falling out of favor, an athlete's market cooling, or an authenticity controversy that erodes prices is classified as market movement and is not a covered loss. Claims for pure value decline without physical damage are routinely denied.
Third-party grading certificates from PSA, NGC, PCGS, or Beckett, provenance records, purchase invoices, auction records, and condition reports. Under a homeowners policy the analysis often ends earlier: standard policies cap collectible categories at roughly $1,000 to $2,500, so unscheduled memorabilia may hit a sublimit long before valuation evidence matters.
