Online Bullion Appraisal

What types of bullion does AppraiseItNow appraise?

AppraiseItNow appraises a wide range of bullion and precious metal holdings for individuals, estates, collectors, and institutions. Our appraisers work with:

• Gold bars, rounds, and coins held for their metal content
• Silver bars, ingots, and rounds
• Platinum and palladium bullion in bar or coin form
• Sovereign and government-issued bullion coins such as American Gold Eagles, Canadian Maple Leafs, and South African Krugerrands
• Private mint bars and rounds
• Mixed precious metal collections held as part of an estate or investment portfolio

Are your bullion appraisals USPAP-compliant?

Yes. All AppraiseItNow bullion appraisals are prepared in full compliance with the Uniform Standards of Professional Appraisal Practice, specifically Standards 7 and 8, which govern personal property appraisals. Our reports include clear identification of each item, documentation of relevant characteristics such as weight and purity, analysis of current market conditions, and a credible value conclusion tied to a specific valuation date. This makes our reports defensible for IRS filings, insurance purposes, legal proceedings, and estate administration.

What are common reasons someone needs a bullion appraisal?

Bullion appraisals are needed in a variety of legal, financial, and personal situations, including:

• Insurance coverage or an insurance claim requiring documented replacement value
• Estate tax reporting on IRS Form 706 following the death of an owner
• Charitable donation deductions reported on IRS Form 8283
• Divorce proceedings requiring fair market value of marital assets
• Probate and estate distribution among heirs
• Loan collateral documentation
• Personal use or portfolio record-keeping

Can you appraise bullion in poor condition, with unknown provenance, or with limited documentation?

Yes. Bullion appraisals are primarily driven by the spot price of the underlying metal as of the valuation date, along with the verified weight and purity of each piece, so limited provenance documentation is rarely a barrier. Our appraisers are experienced in working with inherited collections, mixed lots, and items that lack original purchase records. We will note any relevant condition issues or uncertainties in the report and explain how they affect the concluded value.

Can you appraise large collections or multiple bullion items?

Absolutely. AppraiseItNow regularly appraises large bullion holdings, mixed precious metal collections, and estate inventories containing dozens or hundreds of individual pieces. We offer volume pricing for collections of ten items or more, with further discounts available for collections of fifty to one hundred or more items. Whether your holdings are concentrated in one metal or spread across gold, silver, platinum, and palladium, we can handle the full scope.

Do you provide online or remote bullion appraisals?

Most bullion appraisals are completed remotely using photographs, weight and purity documentation, and other records you provide. For larger collections, complex estate inventories, or situations where physical inspection is required, we can coordinate an in-person appraiser anywhere in the United States. Remote appraisals are fast, convenient, and produce the same USPAP-compliant reports as onsite inspections.

How much does a bullion appraisal cost?

Bullion appraisal fees depend on the purpose of the appraisal and the size of the collection. Standard appraisals for insurance coverage, personal use, probate, and estate distribution start at $195. Advanced appraisals for charitable donations, estate tax, insurance claims, divorce, and legal proceedings start at $295. Volume pricing is available based on collection size:

• 1 item: $195 to $495
• 10 items: $695 to $1,200
• 50 to 100 or more items: $1,600 to $3,500 or more

All fees are quoted as a fixed price before work begins so there are no surprises.

Do you offer discounted pricing for large volumes?

Yes. AppraiseItNow offers discounted per-item pricing as collection size increases. A single-item bullion appraisal ranges from $195 to $495, while a collection of ten items ranges from $695 to $1,200, and collections of fifty to one hundred or more items are priced from $1,600 to $3,500 or more. Contact us with details about your collection and we will provide a fixed-price quote before any work begins.

How long does a bullion appraisal take?

Most remote bullion appraisals are completed within 7 to 10 business days from the time we receive all necessary information and documentation. Onsite inspections or larger collections typically take 2 to 3 weeks. Rush service is available for same-day or next-day turnaround upon request, which is especially useful when facing estate filing deadlines or time-sensitive legal matters.

Who prepares the appraisal report?

All AppraiseItNow appraisal reports are prepared by credentialed personal property appraisers with experience valuing precious metals and bullion. Each report is reviewed for accuracy, completeness, and USPAP compliance before delivery. Our appraisers serve as qualified appraisers under IRS guidelines, meaning their reports meet the standards required for tax filings, insurance submissions, and legal proceedings.

Are your appraisers ISA, ASA, or AAA credentialed?

Yes. AppraiseItNow's personal property appraisers hold credentials from recognized professional organizations including the International Society of Appraisers. Credentialed appraisers meet education, examination, and experience requirements that qualify them to produce reports accepted by the IRS, insurance companies, courts, and other institutions. You can review our appraiser profiles on our website.

Do you prepare appraisals for IRS Form 8283 (Noncash Charitable Contributions)?

Yes. If you are donating bullion to a qualified charitable organization and claiming a deduction greater than $500, you must report the contribution on IRS Form 8283. For donations exceeding $5,000, the IRS requires a qualified appraisal completed by a qualified appraiser no earlier than 60 days before the donation and no later than the due date of the tax return. AppraiseItNow prepares fully compliant appraisals that satisfy these requirements, with the valuation date tied to the actual date of donation.

Do you prepare appraisals for IRS Form 706 (Estate Tax)?

Yes. When bullion is part of a taxable estate, its fair market value must be reported on IRS Form 706 as of the date of death. The spot price of the metal on that specific date is a central factor in the valuation, making the valuation date critically important. AppraiseItNow prepares estate tax appraisals that document each piece, apply the appropriate spot price, and produce a defensible report suitable for IRS submission and probate proceedings.

Do you buy, sell, or broker bullion?

No. AppraiseItNow is an independent appraisal firm and does not buy, sell, or broker bullion or any other assets. This independence is essential to producing unbiased, credible valuations that are accepted by the IRS, insurers, and courts. We have no financial interest in the outcome of any appraisal we perform.

What information do you need to get started?

To begin a bullion appraisal, it helps to provide as much of the following as possible:

• Clear photographs of each bar, coin, or round, including any stamps, hallmarks, or mint marks
• Weight of each item in troy ounces or grams, if known
• Purity or fineness of each item (for example, .999 fine silver or 22-karat gold)
• Any assay certificates, purchase receipts, or original packaging
• The purpose of the appraisal (estate, insurance, donation, divorce, etc.)
• The required valuation date, especially for estate or donation appraisals
• A general inventory or list of items if you have multiple pieces

You do not need all of this to get started. Contact us and we will guide you through the process.

Can AppraiseItNow appraise bullion located anywhere in the U.S.?

Yes. Remote bullion appraisals are available to clients in all fifty states, and the majority of appraisals are completed without requiring a physical visit. For larger estate collections, vault holdings, or situations where an in-person inspection is necessary, we can coordinate a qualified appraiser in any state. Geographic location is not a barrier to receiving a fast, compliant appraisal.

Will my appraisal be accepted by the IRS, insurers, or courts?

Yes. AppraiseItNow's bullion appraisals are prepared by qualified appraisers in accordance with USPAP Standards 7 and 8, meeting the requirements set by the IRS, insurance carriers, and courts. Our reports include all elements required for IRS acceptance, including the appraiser's qualifications, the valuation methodology, the effective date of value, and a signed declaration. We have a strong track record of producing reports that are accepted without challenge across a wide range of purposes.

How is the value of bullion determined in an appraisal?

The primary driver of bullion value is the spot price of the metal, which is the current market price per troy ounce as of the valuation date. The appraiser applies the spot price to the verified weight and purity of each piece to arrive at its intrinsic metal value. For coins or bars with numismatic or collector premiums, those factors are considered separately and documented in the report. The valuation date matters significantly, especially for estate tax appraisals where the date of death controls the applicable spot price.

What is the difference between fair market value and replacement value for bullion, and when does each apply?

Fair market value reflects the price a willing buyer and seller would agree upon in an open market, which for bullion is typically close to the spot price of the metal with adjustments for dealer spreads and any premiums. Replacement value reflects the cost to replace the item with one of like kind and quality through a retail or dealer channel, which is generally higher and is the standard used for insurance coverage purposes. Choosing the wrong value type can result in an appraisal that is rejected by the IRS or that leaves you underinsured, so it is important to identify the correct purpose before the appraisal begins.

Does the form of bullion, bar versus coin versus round, affect the appraisal methodology or value?

Yes, the form of bullion can affect value beyond the raw metal content. Government-issued coins such as American Gold Eagles carry legal tender status and often trade at a premium to spot price due to their liquidity and recognizability. Private mint bars and rounds typically trade closer to spot with smaller premiums. Rare or low-mintage bullion coins may carry additional numismatic value that must be researched and documented separately from the metal value. An appraiser experienced with bullion will distinguish between these categories and apply the appropriate methodology to each piece in your collection.