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DEFENSIBLE, USPAP-COMPLIANT MACHINERY & EQUIPMENT APPRAISAL REPORTS — QUALIFIED FOR LENDERS, BANKS, AND SURETY COMPANIES.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsWhen a business pledges equipment or machinery as security for a loan, lenders require an independent appraisal to confirm the collateral supports the requested loan amount. For SBA 7(a) loans exceeding $250,000, a third-party valuation is specifically required by regulation. Depending on the lender's needs and the loan structure, our equipment valuation practice may determine fair market value, orderly liquidation value, or forced liquidation value, each reflecting a different recovery scenario if the borrower defaults.
AppraiseItNow delivers these valuations both online and onsite across the United States, working with borrowers, lenders, and brokers who need credible, lender-ready documentation. Our equipment and machinery collateral appraisals are completed by credentialed appraisers who carry no financial interest in the transaction, satisfying the independence requirements banking regulators expect.
AppraiseItNow covers a wide range of industrial, commercial, and specialized equipment that lenders commonly accept as collateral.
Our process is designed to produce reports that meet lender and regulatory standards while minimizing delays in loan processing.
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
AppraiseItNow did an outstanding job appraising my 1998 Bobcat Skid Steer and circa 2010 Yuchai Crawler Dozer. We could not locate a serial number on the dozer, and there were no online sales available, but they were still able to develop an accurate appraisal using known specifications for my dozer compared to other comparable make and model dozers. They diligently researched both equipment items and provided well-documented reports.
Machinery & Equipment Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
Very thorough and professional — great communication and outstanding service. Highly impressed with their work!
Orderly liquidation value, not fair market value. SBA SOP 50 10 builds collateral coverage around what pledged machinery would bring in an advertised sale over a reasonable period, so a dealer's fair market value quote does not answer the lender's question. Our SBA-purpose reports state orderly liquidation value explicitly alongside the supporting market data.
Under SBA rules, new machinery and equipment count at no more than 75 percent of price minus prior liens, and used equipment at no more than 50 percent of net book value, rising to 80 percent when an orderly liquidation appraisal is obtained. Conventional lenders typically advance 50 to 80 percent of appraised value depending on age and marketability.
When pledged personal property crosses the dollar threshold in SBA SOP 50 10, historically cited around $500,000, and whenever a lender wants to recognize collateral value above net book value, which regulators require an independent qualified appraisal to support. Below those triggers, value guides, auction data, and dealer invoices may suffice.
Marketing time and compulsion: fair market value assumes a willing sale with adequate exposure, orderly liquidation assumes roughly three to six months to sell as-is, and forced liquidation assumes a rapid auction. Fair market value is usually highest and forced liquidation lowest, so the standard chosen, and the assumed marketing period, are the usual battlegrounds in collateral disputes.
