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Fine art appraisals for insurance coverage, prepared to support insurance submission. AppraiseItNow provides agreed value reports with provenance documentation and market comparables, helping collectors avoid costly underinsurance on their most valuable pieces.
…they did a superb job and clearly explained how they arrived at the appraisal value
…even during the holiday season… I was genuinely impressed
…the content of the appraisal absolutely met my expectations!
DEFENSIBLE, USPAP-COMPLIANT ARTWORK APPRAISAL REPORTS — QUALIFIED FOR INSURANCE CARRIERS, UNDERWRITERS, AND AGENTS.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsProtecting a fine art collection starts with knowing what it's actually worth today, not what you paid for it years ago. AppraiseItNow provides USPAP-compliant artwork appraisals that establish fair market value for insurance scheduling purposes, giving your insurer the documented basis needed to set accurate coverage limits. Standard homeowners policies typically cap art coverage at $1,000 to $2,500 per item, making a formal appraisal essential when adding a scheduled rider or fine art floater for higher-value pieces. Our art appraisal specialists work with collectors, estates, and institutions across the country to ensure coverage reflects current market conditions.
We deliver appraisals both online and onsite throughout the United States, accommodating everything from single acquisitions to large collections. Whether you need a first-time policy appraisal or a periodic update, our insurance coverage appraisal services produce detailed, photo-documented reports that satisfy carrier requirements and support agreed-value policy endorsements.
AppraiseItNow appraises a wide range of artwork for insurance purposes, including pieces across virtually every medium and period.
Our appraisers hold credentials through recognized professional organizations including ISA, ASA, and AAA, with subject-matter expertise matched to the specific type of artwork being appraised.
What clients say we are known for
Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.
The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Booth’s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
Artwork Appraisal for Insurance Coverage
AppraiseItNow did an excellent job appraising our unique art collection. Joe was always prompt and responsive, and he and his team delivered a thorough, well-supported appraisal in just a couple of weeks, even during the holiday season. I was genuinely impressed. Thank you for the great work!
Artwork Appraisal for Insurance Coverage
I recently requested a retroactive appraisal for fine art from AppraiseItNow. I received excellent service from intake to delivery. The appraisal was delivered on time and the content of the appraisal absolutely met my expectations!
Artwork Appraisal
From the start they were very responsive, price competitive, and had a quick turn around time. Thank you so much to Joe who was very sweet in responding to my emails; I am looking forward to utilizing AppraiseItNow for many years to come.
Very thorough and professional — great communication and outstanding service. Highly impressed with their work!
Because insurance scheduling uses retail replacement value: the cost to replace the work with a comparable piece through galleries, dealers, or auction, including buyer's premium, taxes, and shipping, within a limited time. That figure is deliberately higher than the fair market value used for tax or sale purposes, so the insured can actually rebuy after a loss.
Every two to three years, or after a major market shift for the artist. A piece bought for $10,000 can cost $50,000 to replace years later, and agreed or scheduled values protect only at the figure on file; stale values leave a collection underinsured or paying premium on outdated numbers.
On a total loss the carrier pays the agreed amount with no depreciation and no post-loss market survey, which eliminates most valuation disputes. The trade-off is that the figure is only as reliable as the appraisal behind it at inception, so we state the standard of value and the insurance purpose explicitly in coverage appraisals.
Usually not. Studio policies often value completed non-commissioned works at selling price net of dealer commission, minus a further 15 to 20 percent, and works less than half complete at materials plus labor. The insurable interest is the artist's net, which surprises artists expecting coverage at full retail.