California Boat Appraisers

5.0from 80+ client reviews

Boat appraisals in California for donations, insurance, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sailboats, motorboats, yachts, personal watercraft, and fishing boats across California, including Los Angeles, San Diego, and San Francisco.

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DEFENSIBLE, USPAP-COMPLIANT BOAT APPRAISAL REPORTS — QUALIFIED FOR THE IRS, CALIFORNIA COURTS, LENDERS, INSURERS, AND MORE.

  • Progressive Insurance
  • GEICO
  • Chase
  • State Farm
  • U.S. Bancorp
  • California Courts
  • Allstate
  • IRS

Credentialed Appraisers Serving California

Between them, our marine appraisers hold CAGA designations, and every report is written to USPAP for the IRS, California courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
California water we work on
Delta to the harborsPowerboats, sailboats, houseboats, cabin cruisers and personal watercraft kept on the Delta, on the inland reservoirs and in the coastal marinas.
What decides the standard
The filing, not the boatA donation asks for fair market value, a coverage schedule for replacement cost, an estate for the value on one fixed day. The hull never changes; the question does.
What the number rests on
Closed sales firstBroker sold records, auction results and dealer transactions, with the published guides used to test a conclusion rather than to produce one.

Owners in San Diego, Sacramento, and Long Beach Ask What Their California Boats Are Worth

AppraiseItNow appraises sailboats, powerboats, houseboats, cabin cruisers and personal watercraft in California for charitable gifts, insurance schedules, estate filings, bankruptcy and divorce. Smaller craft are researched online from the title, the hull number, service and repower history and the owner photographs, while larger vessels are researched the same way and inspected where the intended use asks for it. Published marine guides sit in the file as a check on a conclusion, never as its source. Where two of them part company over one hull, the boats that actually sold decide it, and the report shows which ones did.

Charitable gifts

A Donated Vessel Valued at the Level It Would Actually Sell In

A deduction rests on the market a boat would genuinely change hands in, not on what a dealer would ask for a replacement. We name the closed sales behind the conclusion and the market level each of them came from.

Estates and divorce

One Fixed Day, Then the Research

An executor needs the value that applied on a particular date. A separating couple needs the one that applies on the date they or the court settle on. Fixing that before any research starts is what keeps a conclusion steady while the file stays open.

Coverage and claims

Schedules and Losses Ask Two Different Questions

A coverage schedule asks what it would cost to put an equivalent boat back in the slip. A loss asks what this vessel was worth in the moment before it happened. Those are separate questions with separate answers, and a figure written for one of them will not stand up when it is offered for the other.

Imperial, Modesto, and Los Gatos Owners Brought Us California Boats to Value

Three California assignments, one headline apiece. Owner names, figures and identifying detail stay in the working file.

Small aluminum fishing boat with an outboard motor tied at a sunlit lake dock

Charitable donation

An Aluminum Fishing Boat Given to a Charity in Imperial

A small aluminum fishing boat donated to a local youth charity, valued from completed sales of comparable hulls and outboards.

  • Fair market value
White two level houseboat moored on a calm inland river under a bright sky

Insurance coverage

A Houseboat Scheduled for Coverage in Modesto

A custom built houseboat researched so the coverage limit on the policy rested on what comparable vessels are bringing now.

  • Replacement value
Fiberglass pleasure boat sitting on a galvanised trailer on a gravel driveway in daylight

Estate tax

A Boat and Its Trailer in a Los Gatos Estate

A pleasure boat and the trailer under it valued together for an estate filing, each researched against the market it actually trades in.

  • Fair market value

A Vessel's Work Decides How California Taxes It

Two California rules turn on what a boat is for rather than on what it is worth: one cuts the assessment on a vessel that earns its living, the other takes the smallest pleasure boats off the roll altogether.

Assessment

4 percent

of full cash value is where California assesses a documented vessel that qualifies

California Assesses a Working Documented Vessel on a Different Basis

A documented vessel is assessed at 4 percent of its full cash value only where it is engaged or employed exclusively in taking fish or other living resources of the sea for commercial purposes, in instruction or research as an oceanographic research vessel, or in carrying seven or more people for hire for commercial passenger fishing under a current certificate of inspection issued by the United States Coast Guard. Occasional dive, tour or whale watching use does not break that last category, and occasional means 15 percent or less of the total operating time logged for the preceding assessment year. A vessel that drifts outside those uses goes back to full value.

California Revenue and Taxation Code § 227

Exemption

$400

of market value or less leaves one pleasure vessel free from California property tax

California Lets One Small Pleasure Boat Off the Roll

A vessel with a market value of four hundred dollars or less is free from taxation, and for this purpose the vessel takes in its mode of power and the furnishings normally carried aboard it. The relief is narrow on purpose. It reaches only vessels used or held for noncommercial purposes, it does not reach a lifeboat or tender working alongside a more valuable vessel, and it applies to no more than one vessel owned, claimed, possessed or controlled by the same assessee on the lien date.

California Revenue and Taxation Code § 228

What clients say we are known for

AppraiseItNow Reviews: “AppraiseItNow was excellent to work with” and “I love your professional service”

  1. Being the appraiser they come back to“I would gladly use them again” Scott H.Mentioned in 44 reviews
  2. Answering fast, and staying reachable while the work runsMentioned in 34 reviews
  3. Taking on items other appraisers had already turned downMentioned in 14 reviews
  4. Showing the research and the comparables behind the numberMentioned in 29 reviews
  5. Delivering the finished report ahead of the deadlineMentioned in 21 reviews

Across 80+ published AppraiseItNow reviews the picture is consistent: every one is from a client who paid us for an appraisal, and the three things they raise most often are that they would hire us again, how quickly we answer, and how much research is visible in the report.

  • AppraiseItNow helped us appraise a very unique set of propulsion boats. Service was top notch and provided incredible value for the cost!
    Austin S., San Francisco, CA ·

    Boat Appraisal for Loan Collateral

  • I love the online appraisal format to give me a good idea of what my boat is worth without showing the boat. The appraisal fee is more than reasonable, and I love your professional service!
    Tak-ming K. ·

    Boat Appraisal for Charitable Donation

  • We recently used AppraiseItNow for one of our clients and couldn’t be happier with the experience. The customer service was excellent, and Joe was quick to respond to all of our questions. He provided everything we needed promptly and made the process smooth from start to finish. Thank you!
    Alice T. ·

    Boat Appraisal for Insurance Coverage

  • AppraiseItNow delivered a fair, well-supported appraisal that met all required standards. Their team was professional, responsive, and fast throughout the process. I would gladly use them again.
    Scott H. ·

    Boat Appraisal for Charitable Donation

  • AppraiseItNow was excellent to work with. They delivered exactly what I needed and were incredibly responsive throughout the process. I’d definitely recommend them!
    Jorge M. ·

    Boat Appraisal for Insurance Claim

  • Very straightforward and efficient way to gain a quality certified boat appraisal. I will suggest AppraiseItNow to all my boating friends!
    Michael L. ·

    Boat Appraisal for Loan Collateral

We deliver written boat and yacht appraisals for estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Tax, Estate & Financial Planning

Life Events & Special Circumstances

Frequently Asked Questions on California Boat Appraisers

Is my boat reassessed every year in California?

Yes. Boats are taxable personal property, and unlike real estate under Article XIII A's base-year rules, personal property is appraised annually at market value. That is why a documented fair market value opinion can matter for assessment appeals after a year of soft prices.

What sold-boat data outweighs asking prices?

Closed transactions: BoatWizard's SoldBoats database, broker records, and auction results. Open-market value for a production boat is most defensibly grounded in recently sold comparables adjusted for engine hours, equipment, and condition, not in optimistic listings.

How are boats valued in a California probate?

Typically by the court-appointed probate referee on the estate's Inventory and Appraisal, filed within four months after letters issue, at fair market value as of the date of death. Supplemental inventories follow the same rule for later-discovered property.

How is a vessel valued when there are almost no comparable sales?

With cost or income evidence rather than a pass. The Assessors’ Handbook states that the absence of an actual market does not let property escape taxation, and that market value means value when the property is put to beneficial use, not the sum of hull, engine, and electronics sold separately. For one-off or heavily modified boats we build value from replacement cost less depreciation, or from earnings where the vessel works commercially.

Are charter and rental boats assessed differently from a private boat in California?

Yes. A vessel held in a charter, rental, or marina fleet is business personal property, revalued each year from reported acquisition year and cost adjusted toward market. Floating and manufactured homes sitting in the same marina follow real property style rules and are not reappraised annually, so two assets in one harbor can be on entirely different assessment cycles.