Florida Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in Florida for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises classic cars, collector vehicles, daily drivers, motorcycles, and commercial vehicles across Florida, including Miami, Orlando, and Tampa.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, FLORIDA COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Truist
  • IRS
  • Florida Courts

Credentialed Appraisers Serving Florida

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Florida courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

Tampa Estates, Sarasota Divorces, and Jacksonville Claims All Need a Florida Vehicle Valued

AppraiseItNow appraises collector cars, daily drivers, trucks, motorcycles, motorhomes, travel trailers, vans, and manufactured homes that carry a vehicle title in Florida for estate administration, divorce, insurance claims, charitable gifts, lending, and disaster claims. Towable units on their own go through our Florida trailer appraisal page.

Estates and divorce

One vehicle, two people, one number

A car that has to be bought out, split, or reported on a return needs a figure both sides can read the basis for. It is written to a particular date, and the sales it rests on are named, because the next person to read it may not be friendly.

Insurance claims

When the settlement figure and the street disagree

A figure produced by a valuation database and the price the same vehicle actually trades for in Florida can sit a long way apart, and the gap widens on older, modified, or low production vehicles. Rebuilding the number from closed sales in the same market is what makes that distance visible to whoever has to settle it.

Donations and lending

Vehicles the guides never priced

Restorations, kit and replica builds, heavily modified trucks, and older campers sit outside the books entirely. The conclusion has to be assembled from sales of genuinely similar vehicles and from the build and repair record the owner can produce, and the report has to be explicit that this is what it rests on.

Winter Springs, Pensacola, and Hollywood Owners Each Needed a Different Florida Vehicle Value

Three Florida files, a line each. Figures, dates, plates, and the owners' names stay in the reports. No two of them were asking the same question, and no two of them took the same standard of value.

A red classic American sports car with a chrome bumper parked on a sunlit driveway

Estate distribution

A Winter Springs Corvette one heir kept

A classic Corvette left to two children, valued so the heir who kept the car could buy out the other's share.

  • Fair market value
A white towable travel trailer parked on grass under bright daylight

Estate tax

A Pensacola travel trailer on an estate return

A Jayco travel trailer valued as of the date of death, for the schedule an estate return carries rather than for a sale.

  • Fair market value
A single wide mobile home with a carport and skirting on a sunny lot

Disaster claim

A Hollywood mobile home valued as it stood before the storm

A mobile home valued at the condition it stood in before a named storm reached it, for the federal disaster claim that followed.

  • Actual cash value

Three Florida Statutes Decide What a Vehicle Is Worth and When It Stops Being Repairable

One says when a vehicle is finished, one says how an insurer's figure has to be built, and one says nothing about value at all.

Total loss

80%

repair against replacement, the line for an uninsured Florida vehicle

Florida Applies Its Eighty Percent Total Loss Test Only Where No Insurer Is Paying

Florida calls a motor vehicle or mobile home a total loss when an insurance company pays the owner to replace it with one of like kind and quality, or pays out on a theft. For an uninsured vehicle the test is arithmetic instead: it is a total loss when the cost, at the time of loss, of repairing or rebuilding it is eighty percent or more of what replacing it with one of like kind and quality would cost the owner. Where the insurer and the owner agree to repair rather than replace it is not a total loss at all, but if the actual repair cost to the insurer runs past the full cost of replacement, the owner has seventy-two hours from that agreement to ask for the title to be branded as a total loss vehicle.

Fla. Stat. 319.30(3)(a)

Claim settlements

90 days

how recent a comparable sale has to be in a Florida total loss offer

A Florida Total Loss Offer Rests on Two Comparable Vehicles, a Guide, or Two Dealer Quotes

Where a policy settles a first party total loss on actual cash value or replacement with another of like kind and quality, the insurer has to use one of a short list of methods. A cash settlement may rest on the cost of two or more comparable vehicles available in the local market within the preceding ninety days, on retail cost from a recognised used vehicle industry source, or on two or more quotations from licensed dealers in the local market area. A comparable vehicle is defined tightly: same manufacturer, same or newer model year, similar body type, similar options and mileage, in as good or better overall condition, and available for inspection within a reasonable distance of the insured's home. Settle on any other basis and the value has to be documented, with every deduction stated in dollars.

Fla. Stat. 626.9743(5)

Antique plates

30 years or more

past the model year, for a Florida antique plate

Florida Splits Its Old Vehicle Plates at the Model Year, Not at the Odometer

A private use motor vehicle from model year 1945 or earlier takes a horseless carriage plate, numbered in its own series beginning at Horseless Carriage No. 1. A private use vehicle from a later model year, and thirty years or more past it, may take an antique plate instead. Both are permanent and need no renewal for as long as the vehicle exists. Neither one says anything about what the vehicle is worth. Age qualifies a plate; value still comes from what genuinely comparable vehicles have sold for, which on a restored or modified car is frequently nowhere near any published figure.

Fla. Stat. 320.086

What Florida clients say we are known for

Florida Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Florida appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Florida Auto Appraisers

How is a semi truck's value determined in Florida?

By triangulating three sources: a commercial truck valuation guide as the baseline, current dealer listings for the same year, make, model, and spec, and recent auction results. We then adjust for mileage, engine and transmission, emissions equipment, maintenance history, and regional demand rather than relying on any single number.

Why do retail, trade-in, and auction values differ for the same truck?

Because each reflects a different market level, and the spread can run thousands of dollars. Retail, private-party, trade-in, auction, and actual cash value serve different purposes, so an appraisal must match the standard of value to the assignment, whether that is a sale, loan underwriting, insurance, or a total loss dispute.

What details does an appraiser need about a specific semi truck?

The VIN, make, model, and year, plus mileage, engine and transmission details, axle configuration, emissions equipment, modifications, and service records. Exterior, interior, tire, and mechanical condition drive the final adjustments, and a report that cannot trace its comps and adjustment logic back to market data is materially weaker.

What happens when a semi truck is part of a Florida estate?

It goes on the estate inventory at its estimated fair market value as of the date of death. Florida Probate Rule 5.340 gives the personal representative 60 days from the issuance of letters to file an inventory listing the estate in reasonable detail with that value for each item, and the court can extend the time on petition for cause shown. For estates that must file federal Form 706, the truck's value has to be tied to that same valuation date, not to today's asking prices.