Mississippi Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in Mississippi for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises classic cars, collector vehicles, daily drivers, commercial vehicles, and motorcycles across Mississippi, including Jackson, Gulfport, and Biloxi.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, MISSISSIPPI COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Hancock Whitney
  • IRS
  • Mississippi Courts

Credentialed Appraisers Serving Mississippi

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Mississippi courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
What we value in Mississippi
Daily drivers to motorhomesCars, pickups, SUVs, motorcycles, work trucks and vans, travel trailers, fifth wheels and motorhomes.
Why owners call us
Claims, gifts, estatesDisputed total loss offers, charitable gifts, probate and estate reporting, property division, and lender files.
How we work
Photographs and recordsPhotographs, service history, build sheets and option lists against closed sales. We come out when condition is the whole argument.

Collector Cars, Work Trucks, and Motorhomes in Vicksburg and Meridian Are Mississippi Vehicles We Appraise

AppraiseItNow appraises cars, pickups, SUVs, motorcycles, travel trailers and motorhomes in Mississippi for insurance claims, charitable gifts, probate and estate reporting, property division, and lender files. A tag bill is not evidence of what a vehicle is worth, which surprises owners the first time they see the two numbers next to each other. The report says which definition it answered and on what date, because in this state those two choices move the figure further than the mileage does.

Total loss and claims

What a Mississippi vehicle was worth the hour before

A settlement offer is an opinion and so is ours, but ours shows its working: closed sales of the same model, trim and condition in the regional market, with every adjustment named. Condition is argued from photographs and records, not asserted, so the other side can check each line.

Gifts to charity

A donated vehicle and the figure on the return

A car, truck or towable given to a charity takes fair market value on the date the gift was made, built from completed sales rather than from a guide page. A towed boat is Mississippi boat work.

Estates and division

One vehicle, two dates that matter

Probate asks what the vehicle would have sold for on the date the owner died. A division asks what it is worth now. One car, two figures, and a report that does not name which question it answered is no help to either side.

An Ocean Springs Donation and a Crystal Springs Estate Are Mississippi Vehicle Files We Valued

Two Mississippi assignments reduced to a headline each. No owner, no figure and no detail that would identify a particular vehicle appears here; the working file keeps every bit of that, and the card keeps only the question and the standard.

Compact white single axle travel trailer parked on a gravel pad beside tall southern pines in midday sun

Charitable donation

A travel trailer given away in Ocean Springs

A compact towable handed to a church, valued on the resale market that actually trades units like it rather than on what its added equipment cost new.

  • Fair market value
Ordinary silver four door sedan parked on a plain concrete driveway in front of a mown lawn in bright sun

Probate

A Crystal Springs estate vehicle

A vehicle in an estate, valued as of the date of death so the inventory rested on market evidence rather than on a payoff figure or a tag receipt.

  • Fair market value

Mississippi Reads a Vehicle's Tax Value Off the Sticker and Its Market Value Off the Damage

One of these rules says what the county charges, and two say whether the vehicle can be registered at all. None of the three is a market value, but all three shape what a buyer would pay.

Ad valorem

$100

the least a Mississippi passenger vehicle can be assessed at, however old it is

A Mississippi Tag Bill Is Built From the Price the Car Carried When It Was New

Owners of vehicles with a gross vehicle weight of 10,000 pounds or less pay motor vehicle ad valorem tax at registration. The assessed value is taken from the manufacturer's suggested retail price, reduced by a set depreciation percentage across ten years, with a minimum assessed value of $100 for a passenger vehicle, and the county's millage rate does the rest. A legislative tag credit, recalculated each year by the Department of Revenue out of the Motor Vehicle Ad Valorem Tax Reduction Fund, comes off the top. None of that is market value. Two cars off the same line, one immaculate and one barely running, carry the same assessment, which is why a tag receipt proves nothing in a claim, an estate file or a divorce.

Mississippi DOR, motor vehicle ad valorem taxes

Salvage

$1,500

an older Mississippi vehicle at or under this value is not a salvage vehicle

Mississippi Draws Its Salvage Line Through a Value, Not Only Through the Damage

A salvage vehicle is one an insurer takes from the owner after paying a total loss claim arising from collision, fire, flood, accident, hail, trespass, unrecovered theft or another occurrence. Two carve outs sit inside that definition: a vehicle ten years old or older with a value of $1,500 or less, and a vehicle whose damage calls for five or fewer minor component parts to be replaced or repaired. Either one keeps the car out of salvage titling altogether. So the line between a branded vehicle and an unbranded one runs partly through a value, which is usually the very figure in dispute.

Mississippi DOR, salvage vehicles

Brands

4 brands

Mississippi issues neither a title nor a registration to a vehicle carrying one of them

Four Brands End a Mississippi Vehicle's Life on the Road for Good

A salvage titled car can come back. Reconstructed, inspected by the Mississippi Department of Public Safety and retitled as Rebuilt, it can be registered and sold again; a vehicle counts as rebuilt once one major or five minor component parts, or six minor parts, or two or more major parts have been replaced or repaired after collision damage. Four brands have no way back: Mississippi will issue no title and no registration for a junk vehicle, a non rebuildable vehicle, a certificate of destruction title or a parts only title. For a valuation that distinction is the whole of it, because one is a car with a history and the other is a parts donor.

Mississippi DOR, salvage vehicle brands

What Mississippi clients say we are known for

Mississippi Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Mississippi appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Mississippi Auto Appraisers

What goes into an RV appraisal in Mississippi?

Guide baselines from J.D. Power NADA and KBB RV tools, verified against comparable sales from RV Trader, completed eBay Motors listings, and dealer and auction records, plus a condition review of the roof, exterior, interior, electrical, plumbing, and HVAC systems. Floorplan, options, and documented maintenance round out the adjustments.

Which value applies if my RV is totaled in Mississippi?

Usually actual cash value, market value minus wear and tear, unless your policy specifies replacement cost or an agreed value. Because each standard produces a different settlement, an independent appraisal documenting condition and comparables gives you evidence if the insurer's number runs low.

How is an RV divided in a Mississippi divorce?

Under equitable distribution: Mississippi divides marital property based on fairness factors rather than a strict 50/50 rule, typically valuing assets near trial or separation. A current appraisal keeps the RV's contribution to the marital estate grounded in market evidence instead of loan balances or guesswork.

At what ratio does Mississippi assess motor vehicles?

30% of true value. Mississippi places motor vehicles, RVs treated as motor vehicles included, in Class V, double the 15% ratio applied to Class III business personal property. The classification determines how much of an RV’s appraised value actually enters the tax calculation, so it is worth confirming before disputing a bill.

When do Mississippi tax values for an RV become final?

On a fixed annual cycle: appraisals are effective as of January 1, values go to the Board of Supervisors on the first Monday in July, and the roll is open for public inspection for two weeks before the first Monday in August, when appeals must be filed with the chancery clerk. Owners who believe a business-use RV is overvalued have that narrow window to act, backed by documented market evidence.