Missouri Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in Missouri for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises classic cars, collector vehicles, daily drivers, commercial vehicles, and motorcycles across Missouri, including Kansas City, St. Louis, and Springfield.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, MISSOURI COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Commerce Bank
  • IRS
  • Missouri Courts

Credentialed Appraisers Serving Missouri

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Missouri courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
What we value
Daily drivers to dump trucksCars, pickups, motorcycles, collector vehicles, horse and utility trailers, vans and commercial trucks.
Value standards
Fair market and actual cashDonations, estates and property division take fair market value; a total loss argument turns on actual cash value.
How it runs
Online by defaultPhotographs, service records and repair estimates carry most files, with an inspection added where condition is contested.

Kansas City, Springfield, and Columbia Owners Get Missouri Vehicle Values for Claims, Donations, Estates, and Divorce

AppraiseItNow appraises automobiles in Missouri for charitable donations, insurance claims, estate and probate filings, divorce settlements, and loan collateral. The reason behind the file is settled first, because the standard of value and the effective date both follow from it rather than from the vehicle. A claim and a probate inventory on the same pickup, six months apart, are two different assignments.

Claims

A Total Loss Argument Is Carried by Sales, Not by Opinions

An actual cash value conclusion is assembled from completed sales of comparable vehicles in the market where yours would actually trade, with options, prior repairs and documented condition each priced rather than averaged away. Where a carrier figure and ours diverge, the report shows which sales produced the difference.

Donations and estates

One Vehicle, Two Effective Dates

A donated vehicle is valued as of the contribution and reported on IRS Form 8283 with a qualified appraisal. An estate vehicle is valued as of the date of death, which also fixes the basis an heir carries forward.

Trucks and trailers

Work Vehicles Are Valued as Equipment That Happens to Be Titled

A dump truck, a stock trailer or a service van sells into a trade market of its own, priced on configuration, hours and how it was worked rather than on the body style printed on the title. Fleets usually belong with the rest of the Missouri equipment in the same file.

A Saint Louis Dump Truck, a Saint James Pickup, and a Hillsboro Trailer Are Missouri Vehicles We Have Valued

Three closed Missouri assignments, each with its city, the reason it was ordered and nothing further. The photographs are illustrations of the kind of vehicle involved; no client vehicle appears on this page.

A white tandem axle dump truck with a raised steel bed parked on a gravel yard in bright daylight

Loan collateral

A Saint Louis Dump Truck Valued Again for a Lender

A tandem axle Kenworth dump truck, updated by its owner since the first appraisal, valued a second time so the bank could renew against current condition.

  • Fair market value
A white crew cab heavy duty pickup truck on a paved dealership lot under a clear sky

Personal use

An F350 Pickup Read From Dealer Photographs in Saint James

A crew cab F350 XLT valued for its owner from dealer listing photographs and records, with trim and options confirmed before any comparable sale was used.

  • Fair market value
A white aluminum two horse bumper pull trailer parked on grass beside a wooden fence

Charitable donation

A Hillsboro Horse Trailer Headed to a Charity

A two horse Featherlite trailer valued at fair market value for a donation file, from the make, model and condition the owner documented for us.

  • Fair market value

A Guide Page, a Repair Estimate, and a Collector Plate Each Set a Missouri Vehicle's Value Differently

Missouri does not run on one number. A county assessor reads a published wholesale figure, a damaged vehicle is measured against what it was worth the moment before the damage, and a registered collector vehicle sits in a tax class of its own.

Property tax

October trade in

The figure a Missouri assessor starts from

The Assessor Reads One Edition of One Guide, and Not the Retail Page

Missouri assessors value motor vehicles from a national automotive trade publication, and the statute tells them to use the trade-in value published in that publication's current October issue. The assessor may not go above the average trade-in value without physically inspecting the vehicle, except for vehicles two model years old or newer. Where a vehicle is not listed at all, the assessor uses whatever information will fairly estimate its true value, which is the gap a written appraisal of a modified or unusual vehicle fills.

RSMo 137.115.9

Salvage threshold

80 percent

Repairs measured against value before the damage

Missouri Sorts a Damaged Vehicle Into the Salvage Class by Arithmetic

A motor vehicle damaged within six years of its manufacturer model year designation becomes a salvage vehicle once the total cost of repairs to rebuild it to its condition immediately before the damage exceeds eighty percent of its fair market value immediately preceding the damage. The repair total leaves out inflatable safety restraints, tires, sound systems, hail damage and sales tax on parts. Fair market value here may come from a current retail compilation, from a market survey of comparable vehicles, or from an insurer applying a recognized procedure uniformly. Both halves of that fraction are value questions, and both can be documented.

RSMo 301.010(55)

Collector vehicles

5 percent

Assessment on a registered historic vehicle

A Missouri Collector Plate Moves a Car Into Its Own Tax Class

A motor vehicle over twenty-five years old, owned solely as a collector's item and registered as a historic motor vehicle, forms a separate subclass of tangible personal property assessed at five percent of true value, where ordinary personal property is assessed at thirty-three and one-third percent. That registration carries conditions: the vehicle is held for exhibition and educational use, personal driving is capped at one thousand miles a year, and the owner keeps a log of it in the car. A low assessed figure says nothing about what the vehicle should be insured or inventoried for, which is where most collector appraisals are aimed.

RSMo 301.131 and 137.115.3(4)

What Missouri clients say we are known for

Missouri Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Missouri appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P., Jasper, MO ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Missouri Auto Appraisers

Are RVs included in Missouri personal property declarations?

Yes. Missouri statute lists recreational vehicles alongside motor vehicles, trailers, and boats as taxable personal property, declared based on what you owned January 1 and assessed at one-third of true value under section 137.115. An appraisal documenting actual condition helps when the schedule value overstates a well-worn coach.

How is an RV's market value actually determined in Missouri?

From J.D. Power NADA and KBB RV baselines refined with real comparables: RV Trader listings, completed eBay Motors sales, and dealer and auction records, adjusted for floorplan, options, mileage, upgrades, and the condition of major systems from the roof down to the plumbing.

Does a Missouri bonded title involve an appraisal?

Indirectly. The Department of Revenue sets the bond at roughly twice the vehicle's value using recognized pricing resources, so the value determination drives your bond cost. Where standard guides poorly fit a modified or unusual RV, documented evidence of value is worth having.

Is a dealer trade-in quote a fair measure of my RV's worth?

No. Trade-in offers sit at the bottom of the value spectrum, and single online tools miss regional demand and condition. Credible appraisals combine guide baselines with completed comparable sales and a documented condition assessment, which can move the number by tens of percent.