North Dakota Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in North Dakota for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sedans, trucks, SUVs, classic cars, and motorcycles across North Dakota, including Fargo, Bismarck, and Grand Forks.

Get an instant response

DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, NORTH DAKOTA COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Gate City Bank
  • IRS
  • North Dakota Courts

Credentialed Appraisers Serving North Dakota

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, North Dakota courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Vehicles we appraise
Cars to oilfield unitsSedans, pickups, SUVs, motorcycles, campers, trailers, and service trucks that work the Bakken and the section roads.
What a claim argues about
Actual cash valueThe figure a settlement is measured against, drawn from what the same configuration brings across the northern plains.
Where the work starts
Title and build recordThe title, the window sticker or build sheet, repair invoices, and the owner’s photographs, with an inspection when condition itself is the disagreement.

Fargo and Williston Owners Send Us North Dakota Vehicles to Value

AppraiseItNow appraises pickups, service trucks, passenger cars, campers, trailers, and collector vehicles in North Dakota for insurance claims, charitable donations, estate inventories, and divorce division.

Insurance claims

A pickup valued as it stood before the damage

A settlement built off a national average can miss what the same truck brings around Bismarck or Grand Forks, so the vehicle is priced from regional sales with its equipment and earlier repairs accounted for. Where the dispute is about condition rather than model, an inspection settles it faster than another round of letters.

Estates and donations

Titled units in an estate or a gift

Every titled unit in an estate needs a value at a stated date, and a donated vehicle needs one as it sits, which is rarely the figure a clean retail guide shows for the model. Campers, trailers, and farm trucks are the ones that stall an inventory, and they are the ones we are usually called about.

Divorce

Vehicles split between two households

A division needs both sides working from one set of figures reached the same way, including the vehicles nobody has driven in a season. One report costs less than two appraisers disagreeing in front of a judge.

A North Dakota Claim and a North Dakota Estate Ask for Two Different Numbers

Naming the standard before the work starts is what keeps a report useful to the person who asked for it. The same pickup can carry two defensible figures on the same day, for two different questions.

Actual cash value

What it was worth the moment before

A claim argues about actual cash value: what a comparable vehicle in the same condition would have brought in the owner’s market on the day of the loss, aftermarket equipment included. The disagreement is almost always about condition and equipment, not about the model.

Fair market value

What a willing buyer would pay for it now

A donation, an estate filing, or a division runs on fair market value, and for an older, modified, or no longer running vehicle there is often no book entry at all to start from. Those are built from sales of the closest comparable units and the build or repair record.

North Dakota Measures a Damaged Vehicle Against Its Retail Value Twice

Two North Dakota thresholds are read off the retail value a vehicle had before the damage: the point where the title becomes a salvage title, and the point where the damage has to be disclosed to the next buyer.

Salvage titles

75%

of retail value, where a North Dakota title turns salvage

North Dakota Takes the Title Once Damage Passes Three Quarters of Retail Value

An owner whose vehicle is damaged in excess of seventy five percent of its retail value, as determined by the national automobile dealers association official used car guide, must forward the title to the department within ten days, and a salvage certificate of title is issued. Glass damage and hail damage are left out of that calculation. Because the test is a share of the retail value the vehicle had before the damage, that predamage figure is what the whole determination rests on, and a rebuilt vehicle carries the words previously salvaged on every title after it.

N.D.C.C. § 39-05-20.2

Damage disclosure

$10,000 or 25%

the damage a newer North Dakota vehicle must disclose

A North Dakota Seller Has to Tell the Next Buyer About Damage Above One Line

For a vehicle of the current model year or the seven model years before it, damage from a collision, fire, vandalism, weather, or submersion that equals or exceeds the greater of ten thousand dollars or twenty five percent of the predamage retail value must be disclosed when the title is transferred, and the shop doing the work has to tell the owner the disclosure is coming. Body or structural modifications, normal wear, glass damage, hail damage, and routine maintenance are outside the test. Disclosed damage then follows the vehicle, so a value that ignores it is a value the next buyer will not agree with.

N.D.C.C. § 39-05-17.2

What North Dakota clients say we are known for

North Dakota Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published North Dakota appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on North Dakota Auto Appraisers

Which market data anchors a North Dakota vehicle appraisal?

Verifiable transactions from more than one source: published auction results, dealer listings, and comparable private sales. Professional guidance warns against leaning on a single price guide, because guide values can reflect retail, wholesale, or auction markets and diverge materially. We triangulate the sources and adjust for mileage, condition, options, and originality.

How soon must vehicles be inventoried in a North Dakota probate?

Within six months after the personal representative's appointment or nine months after death, whichever is later. Each vehicle is listed at fair market value as of the date of death with any encumbrances noted, and the inventory may either be filed with the court or mailed to interested persons.

Why do maintenance and restoration receipts matter at appraisal time?

Because value follows proof. Modifications, restoration work, and accident repairs can move value in opposite directions depending on quality, and appraisers can only support adjustments that records substantiate. Owners who cannot show what was done, when, and by whom routinely lose value the documentation would have carried.

How are vehicles valued for North Dakota Medicaid eligibility?

At average trade-in from a standard valuation guide, with no add-ons or deductions, under N.D.A.C. 75-02-02.1-32 and the state's asset-valuation policy. If the vehicle is no longer listed or the guide figure looks wrong, applicants may submit verified true value from a reliable source, which is where an independent appraisal enters benefit planning.

Why do work trucks hold value differently in North Dakota?

Because the state's agriculture, energy, and construction economy concentrates demand on pickups, oilfield service trucks, and heavy-duty units. Regional wholesale pricing for those categories tracks commodity and drilling cycles more tightly than national guide trends, so a North Dakota appraisal weighs regional auction and dealer evidence rather than quoting a national book value alone.