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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, OREGON COURTS, LENDERS, INSURERS, AND MORE.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Vehicle Appraiser
CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow appraises cars, pickups, SUVs, motorcycles, motorhomes and trailers in Oregon for insurance disputes, charitable donations, estate filings and divorce. The standard follows the purpose: actual cash value for a loss, fair market value for a gift or an estate. Both are built from what comparable vehicles have been selling for, not from a single published number.
Insurance disputes
When a carrier figure and the local market disagree, the disagreement is nearly always about which vehicles were treated as comparable. We rebuild the comparison from vehicles genuinely like the one that was lost, show every adjustment, and say where each sale came from.
Donations
A donated vehicle needs a value tied to the day the keys changed hands and supported by evidence a reviewer can look up. The report is written to sit behind the return rather than beside it, which means naming the comparable sales and the condition they were adjusted for.
Estates and divorce
Probate asks what a vehicle was worth on the day of death. A marital settlement asks what it was worth on whatever day the parties or the court fix. Settling that date before the research starts is what keeps the figure from drifting while the file is open.
The type of vehicle changes the evidence, not the method. A collector car is priced from auction results and specialist dealers, a motorhome from national listings adjusted for chassis and coach condition, a work truck from dealer and auction data for the same configuration.
Collector vehicles
Originality, documentation and the quality of earlier restoration work decide where a collector car sits inside a range that can be very wide. The report names the sales that anchored the conclusion and says what separated the subject vehicle from each of them.
Recreational and commercial
These trade in narrower markets than passenger cars, so the search widens well beyond Oregon and then adjusts back for transport cost and local demand. Every adjustment made on the way stays in the file, which is what makes the conclusion testable later.
Three Oregon rules shape what happens to a damaged vehicle before anyone argues about price: what makes it totaled, how quickly the title has to move, and what an insurer may build a cash settlement on.
Definition
80%
of retail market value in repair cost totals an uninsured Oregon vehicle
A vehicle is totaled in Oregon when an insurer obligated to cover the loss declares it a total loss, or takes possession of or title to it. Where no insurer covers the damage the test is arithmetic instead: the vehicle is totaled if the estimated cost to repair it is at least 80 percent of its retail market value before the damage, retail market value being what the publications financial institutions doing business in the state rely on reflect. A stolen vehicle that is not recovered within 30 days also counts, where no insurer covers the loss.
Deadline
30 days
to surrender the title once an insurer declares a vehicle totaled
A registered owner whose vehicle is totaled and who does not surrender the certificate of title, either to the Department of Transportation or to the insurer, within 30 days of the insurer’s declaration commits an offense. Whoever acquires the vehicle afterwards applies for a salvage title. The paperwork and the money run on the same clock, so a figure worth disputing is better disputed early than late.
Settlements
85%
of makes and models a database must cover before an Oregon insurer settles from it
Where a policy settles a total loss on actual cash value or on replacement with a comparable vehicle, Oregon rules let the insurer offer a replacement of the same make, the same or a newer year, a similar body style, with similar options and mileage, in as good or better overall condition and available for inspection a reasonable distance from the insured’s home. If it pays cash instead, it has to give the insured copies of the information it used to reach the figure, and a computerized valuation has to come from a source that produces values for at least 85 percent of makes and models over the last fifteen model years, relies on vehicles available within ninety days of the loss, and gives primary consideration to the local market.
What Oregon clients say we are known for
Across 22 published Oregon appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.
My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
Car Appraisal for Insurance Claim
My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
Mobile Home Appraisal for Charitable Donation
These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
Recreational Vehicle Appraisal for Insurance Coverage
They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
Trailer Appraisal for Title Bond
Friendly, speedy service with fair value.
Auto Appraisal for Probate
We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
Tractor Appraisal for Charitable Donation
Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.
Popular uses of our appraisal reports include:
We start from a truck valuation guide baseline, compare current listings for the same year, make, model, and spec, and confirm against recent auction results, then adjust for mileage, engine and transmission, emissions equipment, maintenance history, and regional demand. No single source is treated as the answer.
VIN-verified identity, engine and transmission specifications, axle configuration, mileage, emissions equipment, and documented maintenance records, along with inspection findings like tire wear and mechanical condition. Substantiated component replacements, such as an engine rebuild, can support meaningful upward adjustments.
Its date-of-death fair market value counts toward Oregon's estate tax, which applies above a $1 million threshold at rates of roughly 10% to 16%. Because a single tractor or small fleet can represent a large share of that threshold, Oregon estates with trucks frequently need documented appraisals even when no federal filing is due.
The transfer date: fair market value as of the date of death for estates reported on Form 706, or the date of gift for Form 709. The appraisal must be retrospective to that date and the exact legal interest transferred; quoting today’s asking prices for a death months earlier is one of the most common defects in submitted valuations.
