Tennessee Personal Property Appraisers

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Personal property appraisals in Tennessee for donations, estate tax, divorce, and probate, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises antiques, jewelry, collectibles, fine art, and household contents across Tennessee, including Nashville, Memphis, and Knoxville.

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DEFENSIBLE, USPAP-COMPLIANT PERSONAL PROPERTY APPRAISAL REPORTS — QUALIFIED FOR THE IRS, TENNESSEE COURTS, LENDERS, INSURERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • First Horizon Bank
  • Tennessee Courts

Credentialed Appraisers Serving Tennessee

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, Tennessee courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

A Nashville Flatware Set and a Clarksville Travel Trailer Are Tennessee Property We Have Valued

Two Tennessee files, a line each. Patterns, counts, purchase records, and the owners' names stay in the file.

Open wooden canteen chest holding a sterling silver flatware service on a polished table

Insurance coverage

A Nashville sterling flatware service scheduled on a policy

A full sterling silver flatware service in its anti tarnish chest, valued at replacement so the owner could schedule it.

  • Replacement value
Small silver teardrop travel trailer parked on grass among pine trees

Lender request

A Clarksville teardrop trailer valued before it was sold

A compact off road teardrop travel trailer, valued at the lender's request while its owner was buying a house.

  • Fair market value

Silver, Jewelry, Furniture, and Collections in Johnson City, Jackson, and Kingsport Are the Tennessee Property We Appraise

AppraiseItNow appraises household contents, sterling and silver services, jewelry, furniture, musical instruments, and collections in Tennessee for estates, charitable donations, divorce, and insurance. Photographs and paperwork carry most assignments, and we come to the house when a collection is large enough or a single piece important enough to be worth the trip.

Estates

Whole households, valued in one pass

Most Tennessee estate work arrives as a house rather than an object: kitchens, closets, garages, and then a few things worth stopping over. The report separates the two instead of averaging them together. Deciding what can honestly be grouped and what has to be looked at on its own is most of the judgement, and the schedule has to show which was which.

Silver and jewelry

Sterling priced as a pattern, not as metal

A silver service is worth more as a pattern than as weight for as long as the pattern still trades, so dealer and auction evidence is tested before anything falls back on the melt. Condition, completeness, and whether the chest still holds the service it was made for all move the figure, so the file records them before any comparable is chosen.

Donations and divorce

Figures written for a second reader

A donation filing and a divided estate both get read by someone hunting for a reason to disagree, so every number carries the sales behind it. Firearms in the same household are handled on our Tennessee gun appraisal page. Where a gift or a division is likely to be examined, the effective date and the standard of value are settled in writing at the start rather than argued over at the end.

Instruments and collections

Guitars, banjos, and the cases they live in

A playable vintage guitar, a banjo, or a shop built amplifier is priced against what similar instruments have actually sold for, not against a catalogue figure, and the original case and hardware move the number more than owners expect. Artwork is handled on our Tennessee antique artwork appraisal page.

Nothing in Tennessee Puts a Value on Household Property Until Someone Has a Reason to Ask

Two Tennessee rules explain the silence: the tax roll passes over household property entirely, and in the one place the state does price personal effects, it prices them cautiously.

Property tax

No value

what Tennessee assigns non business personal property

Tennessee Classes Household Property at Five Percent and Then Treats It as Having No Value

Tangible personal property is classified by use and assessed at fifty five percent for public utility property, thirty percent for industrial and commercial property, and five percent for everything else. In practice, as the Comptroller's handbook puts it, all other tangible personal property is not taxed at all, because the statute deems it to have no value. Nothing on a Tennessee household's furniture, silver, or collections is assessed anywhere, so an estate, a donor, or an insurer begins with no public figure to work from.

Tangible Personal Property Handbook, on T.C.A. § 67-5-901(a)

Abandoned property

125% of face

when a coin counts as money, not a collectible

Tennessee Draws a Line Between a Coin Worth Collecting and a Coin Worth Spending

When a safe deposit box is opened for unpaid rent, its contents go to sale, and before that sale an independent appraiser, an auctioneer, or the bank may reject items as unsalable. Coins and currency with a face value above twenty dollars each are treated as sale proceeds rather than auctioned if they are worth no more than one hundred twenty five percent of face, and coins of twenty dollars or less go the same way at twice face. Any tangible item worth under twenty five dollars may be destroyed, so long as the total for one renter stays under two hundred fifty. It is the closest thing Tennessee has to a written test of when personal property is worth appraising at all.

T.C.A. § 45-2-907

What Tennessee clients say we are known for

Tennessee Appraisal Reviews: “the company exceeded all of my expectations” and “they were wonderful”

  1. Being the appraiser they come back to“I highly recommend their services” Bruce A.Mentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published Tennessee appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K. ·

    Personal Property Appraisal for Charitable Donation

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. ·

    Antique Furniture Appraisal for Insurance Claim

  • It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
    Bruce A. ·

    Gun Appraisal for Probate

  • I was skeptical at first, but the company exceeded all of my expectations. The team responded quickly to every question, and the service was excellent. They’re now my go to source for my collection. I’ve used them twice already, and I plan to use them several more times.
    Robert Y. ·

    Firearms Appraisal for Personal Use

  • Joe made the process to have my piece of furniture appraised extremely easy, efficient and quick. My experience was great and I'd recommend AppraiseItNow to anyone looking for an appraisal.
    Michael H. ·

    Furniture Appraisal for Insurance Coverage

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. ·

    Sports Memorabilia Appraisal for Charitable Donation

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Frequently Asked Questions on Tennessee Personal Property Appraisers

Must every Tennessee estate file a detailed inventory of personal property?

No. Tennessee estates often proceed without a court-filed inventory when the will waives it or all beneficiaries consent, and no statute requires a licensed appraiser to value routine personal property for the court. The personal representative still needs defensible values for accounting, tax, and distribution, and courts can order an inventory or appraisal when disputes arise.

Is a state appraisal license required to value personal property in Tennessee?

No. The state's licensing law covers real estate appraisers, and no Tennessee statute requires furniture, jewelry, vehicles, or collectibles in a probate or divorce matter to be valued by a state-licensed real estate appraiser. Courts accept valuations from qualified experts, so specialty experience and recognized appraisal standards are what carry weight.

What date controls household property values in a Tennessee divorce?

Usually the date of the trial or final hearing. Tennessee courts equitably divide marital property and treat the evidentiary hearing as the default valuation point, with discretion to pick another date when values have shifted materially. We tie the appraisal's effective date to the date the court will use so the numbers match the legal snapshot.

What effective date should a Tennessee estate appraisal carry?

The date of death, applied retrospectively. The scope, approaches, and comparable sales must reflect market conditions on that date rather than the day of inspection, because estate values feed tax and distribution decisions fixed at death. Valuing property as of today for a death months earlier is a frequent error that misstates the estate.

How is jewelry valued inside a Tennessee estate?

Against dealer-market benchmarks and auction evidence. Diamonds are checked to Rapaport or IDEX price sheets and dealer networks like Polygon, adjusted for lab grading, while signed pieces and colored stones lean on auction comparables. Grading reports from GIA or similar labs materially affect the conclusion, so they belong in the appraisal file with the item.