Virginia Auto Appraisers

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Automobile appraisals in Virginia for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sedans, SUVs, trucks, classic cars, and motorcycles across Virginia, including Richmond, Virginia Beach, and Norfolk.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, VIRGINIA COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • Truist
  • IRS
  • Virginia Courts

Credentialed Appraisers Serving Virginia

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Virginia courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Vehicles we value in Virginia
Daily drivers to classicsSedans, pickups, SUVs, motorcycles, motorhomes and travel trailers, work vehicles, and restored cars that no pricing guide follows well.
What a total loss argument needs
Actual cash valueWhat the vehicle would have brought in its own market the moment before the loss, built from sales of comparable vehicles rather than a single guide figure.
What we work from
The paper trailTitle history, restoration and repair invoices, and the photographs the owner already has. We look at the vehicle in person when its condition is the point in dispute.
Why owners come to us
Claims, gifts, estatesDisputed settlements, charitable donations that need a Form 8283 figure, date of death values for an estate, and equitable distribution in a divorce.

We Appraise Cars, Pickups, Motorcycles, and Motorhomes Across Virginia for Claims, Donations, Estates, and Divorce

AppraiseItNow appraises passenger cars, pickups, SUVs, motorcycles, motorhomes, and travel trailers in Virginia, for the owner or insurer working through a claim, the donor filing Form 8283, the executor reporting a value as of the date of death, and the court dividing marital property. What the assignment is for decides which value we develop, and we say so on the first page.

Total loss

A settlement answered with Virginia sales

An offer that sits under what the same vehicle brings in the owner's own part of Virginia needs comparable sales behind it before anyone can argue about it. Options, condition, and aftermarket work get priced into the figure instead of being left out of it, and every adjustment is shown so the other side can test it one at a time.

Donations

A vehicle valued as it actually stands

A car that no longer runs, a motorhome that has sat for several seasons, a truck with a rebuilt drivetrain: a donation is valued on the vehicle in its present state rather than on a clean retail figure, with the reasoning written out for the donor's return.

Estates and divorce

One date, one Virginia value, written to be read

An estate needs the value on the day of death. A divorce needs it on the date the court is working from. We fix the figure to that date, show the sales it rests on, and keep it legible to somebody who is not a car person, because the people reading it are usually an attorney and a judge.

Roanoke Insurance Coverage and a Virginia Beach Donation Are Two of the Virginia Vehicles We Have Valued

Both of these are real Virginia files, cut down to a line each. The owner, the figures, and anything that would identify the vehicle stay out of it. What is left is the kind of question we are asked here most often, and the value standard each one needed.

Restored deep red full size pickup truck parked on a gravel drive below green hills

Insurance coverage

A restored F150 in Roanoke

A pickup restored throughout, valued for the coverage the owner wanted written on it rather than for a sale.

  • Replacement value
White and tan Class A motorhome parked on a paved lot beside coastal pines

Charitable donation

A Virginia Beach motorhome given to charity

A recreational vehicle valued in the condition it was actually in when the donor let it go, rather than at a clean retail figure.

  • Fair market value

The Virginia Vehicles We Value in Norfolk and Richmond Are Measured Against What They Were Worth Before the Damage

Three Virginia rules turn on a vehicle's value rather than on its repair bill: which damaged vehicles reach the salvage rules at all, when a recovered stolen car becomes salvage, and what the state counts as a collector's vehicle.

Salvage certificates

Six model years

the current year and the five before it, or any vehicle worth $10,000

Virginia Decides by Value Which Damaged Vehicles Reach Its Salvage Rules

Virginia's salvage rules run on the late model vehicle, which the Code defines as the current year model and the five preceding model years, or any vehicle whose actual cash value is determined to have been at least $10,000 before it was damaged. An insurer that acquires such a vehicle through the claims process has to apply to the Department of Motor Vehicles for a salvage certificate, a certificate of title, or a nonrepairable certificate. The pre-loss value therefore decides whether an older vehicle falls inside the rules in the first place.

Va. Code § 46.2-1600

Stolen and recovered

75%

of actual cash value, the repair cost that turns a recovered stolen vehicle into salvage

A Recovered Stolen Car Turns on a Repair Cost Measured Against Its Own Value

A recovered stolen vehicle becomes a salvage vehicle in Virginia once its estimated cost of repair exceeds 75 percent of its actual cash value, and the insurer that acquires it must then obtain a salvage certificate or a nonrepairable certificate from the Department. The threshold is a ratio, and the value sitting underneath it is the half an owner can put independent evidence behind. The same percentage does not govern every damaged vehicle, which is a common misreading of this section.

Va. Code § 46.2-1602.1

Collector vehicles

25 years

old, and owned solely as a collector's item

Virginia Counts a Vehicle as Antique by Its Age and by How It Is Kept

An antique motor vehicle in Virginia is one manufactured, or designated by the manufacturer as a model, in a calendar year at least 25 years before the current one, and owned solely as a collector's item. Age alone settles nothing about worth: a restored example and a tired one from the same model year sit a long way apart in the market, and that gap is what an appraisal has to document rather than assume.

Va. Code § 46.2-100

What Virginia clients say we are known for

Virginia Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Virginia appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Virginia Auto Appraisers

Why does configuration matter so much in a trailer appraisal?

Because small specification differences, verified through the year, make, model line, and VIN, can shift value by thousands of dollars. Two trailers that look alike may differ in axle rating, deck construction, or factory options, and the comparable sales we select have to match the actual configuration, not just the nameplate.

Do maintenance records change what a trailer appraises for?

Yes, documented condition and service history are major value drivers, especially for specialized systems like refrigeration units. A reefer trailer with complete cold-unit service records supports a materially stronger value conclusion than an identical unit without documentation, because buyers price the risk of an unproven system.

How does Virginia assess trailers for personal property tax?

Local commissioners of the revenue fix taxable value as of January 1 using a recognized pricing guide, with J.D. Power guides the standard reference, and vehicles not listed in the guide may be valued as a percentage of original cost based on MSRP. An independent appraisal documents actual market value when the guide treatment does not fit your trailer.

How is a rental or fleet trailer appraised differently from an owner-operated one?

When trailers earn documented rental income, an income approach that capitalizes expected net cash flows from rates and utilization supplements the sales comparison analysis, and it can support values above basic auction comparables. Fleet rules of thumb used in business sales, often $10,000 to $40,000 per trailer, are high-level shortcuts that routinely diverge from what asset-level market and condition evidence shows.