Damage Claim Appraisal

5.0from 80+ client reviews

Damage claim appraisal services covering antiques, furniture, vehicles, and collectibles, with reports prepared for insurance submission. AppraiseItNow documents pre-loss value and restoration or replacement cost for damaged antiques, cars, furniture, and memorabilia.

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DEFENSIBLE, USPAP-COMPLIANT APPRAISAL REPORTS โ€” QUALIFIED FOR INSURANCE CARRIERS, ADJUSTERS, AND CLAIMS REVIEWERS.

  • State Farm
  • Progressive Insurance
  • Chase
  • Allstate
  • GEICO
  • United States Courts
  • Nationwide Insurance
  • Bank of America
  • IRS

Furniture, Antiques, Art, Vehicles, and Equipment AppraiseItNow Appraises After Damage or Loss

Art & Collectibles appraisal

02

Art & Collectibles

Vehicles & Boats appraisal

03

Vehicles & Boats

Machinery & Equipment appraisal

04

Machinery & Equipment

  • Construction & Heavy Machinery
  • Agricultural & Farm Equipment
  • Manufacturing & Industrial Equipment
  • Medical & Scientific Equipment
  • Technology & IT Equipment
  • Tools & Small Equipment
Business Inventory appraisal

05

Business Inventory

  • Retail & Wholesale Stock
  • Raw Materials & Work in Process
  • Finished Goods
  • Excess & Obsolete Stock

The team behind your insurance appraisal

Between them, our appraisers hold ISA, CAGA, ASA, ABV, and CFA designations, and every report is written to USPAP for insurance carriers, adjusters, and claims reviewers.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Justin Ramirez

Justin Ramirez

Business Valuation Expert & Appraiser

ASA, ABV, and CFA charterholder. Since 2016 Justin has valued businesses for estate and gift tax, purchase price allocations, fairness opinions, lending, and buy-sell agreements, across manufacturing, services, retail, and pre-revenue biotech.

Raymond Ghelardi

Raymond Ghelardi

Business Valuation Expert & Appraiser

Accredited Senior Appraiser with the American Society of Appraisers. Raymond values capital stock, business enterprises, stock options, and intangible assets.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Replacement valueThe retail replacement cost carriers and adjusters schedule and settle against
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • American Society of AppraisersAccredited Senior Appraiser
  • AICPAAccredited in Business Valuation
  • CFA InstituteChartered Financial Analyst
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards

About AppraiseItNow's Damage Claim Appraisal Services

A damage claim appraisal provides an objective, USPAP-compliant opinion of a property's actual cash value or replacement cost before and after a loss event, quantifying the diminution in value for insurance settlements and IRS casualty loss deductions. Reported on Form 4684, these appraisals must establish fair market value immediately before and after the casualty. Insurance policy appraisal clauses may also require a qualified appraiser when disputes arise over settlement amounts.

AppraiseItNow delivers damage claim appraisals online and onsite across the United States, covering personal property, equipment and machinery, artwork, boats, automobiles, and inventory. Our mission is to deliver defensible, USPAP-compliant valuations with exceptional speed, professionalism, and client service.

What Does AppraiseItNow Appraise for Damage Claims?

AppraiseItNow covers every major asset class commonly involved in damage claim situations, including:

  • Personal Property – jewelry, antiques, furniture, coins, collectibles, and household goods
  • Equipment & Machinery – medical equipment, restaurant equipment, manufacturing machinery, and technology assets
  • Fine Art – paintings, prints, sculpture, photography, and mixed media
  • Boats & Watercraft – sailboats, powerboats, yachts, jet skis, and personal watercraft
  • Automobiles & Vehicles – cars, trucks, motorcycles, RVs, trailers, and classic vehicles
  • Inventory – retail inventory, wholesale stock, raw materials, and finished goods

Who Does AppraiseItNow Serve?

  • Policyholders filing insurance claims after fire, flood, theft, collision, or other casualty events
  • Businesses documenting equipment, inventory, or machinery losses for commercial insurance settlements
  • Taxpayers substantiating IRS casualty loss deductions on Form 4684 for damaged or destroyed property
  • Attorneys and public adjusters representing clients in insurance disputes or appraisal clause proceedings
  • Fleet owners, collectors, and dealers seeking pre- and post-damage valuations for vehicles, vessels, or fine art

What damage claim clients say we are known for

Damage Claim Appraisal Reviews: โ€œThese guys were phenomenalโ€ and โ€œAbsolutely worth the price we paidโ€

  1. Being the appraiser they come back toโ€œI highly recommend their servicesโ€ Kim R.Mentioned in 10 reviews
  2. Showing the research and the comparables behind the numberโ€œThey did the appraisal quickly and VERY thoroughlyโ€ Scott B.Mentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 5 reviews
  4. Delivering the finished report ahead of the deadlineโ€œThey did the appraisal quickly and VERY thoroughlyโ€ Scott B.Mentioned in 5 reviews
  5. Picking up on a weekend, and expediting when a tax deadline is closeMentioned in 3 reviews

Across 17 published damage claim appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P., Jasper, MO ยท

    Car Appraisal for Insurance Claim

  • I was very happy with the work put in on my totaled car appraisal. They did the appraisal quickly and VERY thoroughly. I felt like my insurance company gave a very low appraisal and Appraise It Now was very competitive, realistic and true to my expectations. The best part was they did a stellar job negotiating with my insurance company. I feel great about their work.
    Scott B. , Indianapolis, IN ยท

    Auto Appraisal for Insurance Claim

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and itโ€™s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. , Emory, TX ยท

    Recreational Vehicle Appraisal for Insurance Coverage

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! ๐Ÿ˜ƒ๐Ÿค—
    Paige E. , Baldwin, NY ยท

    Antique Furniture Appraisal for Insurance Claim

  • Joe at AppraiseItNow was extremely helpful with my total loss situation and requirements! I contacted him on Saturday of a holiday weekend (Labor Day 2025) and he responded back promptly! He then provided all the intake requirements to support my RV appraisal for insurance purposes which made the information sharing very simple (completed in 5-minutes). His team took the information and developed a comprehensive, industry standard report for me to provide back to my insurance company to ensure I receive the proper value for my RV. This was reviewed and completed within a few business days! Working with AppraiseItNow was a relief and a reasonable price. If I ever find myself in needing an apprasal again I will be a returning customer! I am definitely referring others in similar situation to me and confirming that AppraiseItNow can be trusted to deliver what they commit to! Thank you again for the support to Joe and the AppraiseItNow team!!!
    Phil M., Gurnee, IL ยท

    Recreational Vehicle Appraisal for Total Loss

  • The appraisal was done very well. Since he was a local artist here in Charleston, SC, they took the time to study and review Jim Boothโ€™s art. His work has made him extremely famous, which can make an appraisal challenging, but they did a superb job and clearly explained how they arrived at the appraisal value. I highly recommend Appraise It Now and will use them again for all my artwork.
    Lonnie L. , Johns Island, SC ยท

    Artwork Appraisal for Insurance Coverage

Appraisals for Damage Claim, Near You

AppraiseItNow offers online appraisals and onsite appraisals in all 50 states.

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Frequently Asked Questions on Damage Claim Appraisals

Who pays for the appraisers and umpire in a policy-invoked Damage Claim appraisal?

Each party pays for their own appraiser. The cost of the umpire and any shared expenses are typically split equally between the parties, though the specific policy language governs.

Can a Damage Claim appraisal resolve disputes about coverage, not just loss amount?

No. The appraisal process resolves only the amount of loss, such as pre- and post-damage value, not questions of coverage, liability, or causation. Courts consistently enforce this distinction to keep the appraisal process within its intended scope.

What documentation should I prepare before invoking the appraisal clause in my policy?

Gather your policy copy, the insurer's claim estimate or denial, photos of the damage and pre-event condition, repair bids, receipts, prior appraisals, and any maintenance records. You should also document the dispute in writing when invoking the clause and identify your chosen appraiser at that time.

How long does the insurance company have to pay after a binding appraisal award is issued?

Payment timelines are governed by state law and typically range from 30 to 60 days after the award is issued, though your policy may specify a shorter window. Because no uniform federal deadline applies, it is worth checking the insurance regulations in your state.