Tennessee Auto Appraisers

5.0from 80+ client reviews

Automobile appraisals in Tennessee for donations, insurance claims, estate tax, and divorce, prepared in accordance with USPAP and IRS requirements. AppraiseItNow appraises sedans, trucks, SUVs, classic cars, and motorcycles across Tennessee, including Nashville, Memphis, and Knoxville.

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DEFENSIBLE, USPAP-COMPLIANT AUTO APPRAISAL REPORTS — QUALIFIED FOR THE IRS, TENNESSEE COURTS, LENDERS, INSURERS, AND MORE.

  • State Farm
  • Progressive Insurance
  • GEICO
  • Ally Financial
  • Hagerty
  • Allstate
  • Chase
  • First Horizon Bank
  • IRS
  • Tennessee Courts

Credentialed Appraisers Serving Tennessee

Between them, our vehicle appraisers hold CAGA designations, and every report is written to USPAP for the IRS, Tennessee courts, lenders, insurers, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Marnie Erkelens

Marnie Erkelens

Vehicle Appraiser

CAGA Certified Appraiser since 2014, covering vehicles, boats, equipment, fine art, and collectibles. A classic-car restoration background informs her vehicle work, with reports prepared for insurance, divorce, and charitable contributions.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
On the road and off it
Cars, trailers, motorhomesSedans, pickups, SUVs, motorcycles, campers, motorhomes and trailers, valued across Tennessee for gifts, estates, divorce, claims and lending.
What we ask for
The paperwork you already haveTitle, registration, service records, photographs and any recent work on the vehicle. Most Tennessee assignments need nothing more.
What the value rests on
Sales that actually closedGuide figures give a starting point. Auction results and completed sales of the same specification, close enough in time to matter, decide the conclusion.

We Valued a Franklin Motorhome and a Knoxville Trailer for Their Tennessee Owners

Two Tennessee jobs, told as briefly as the record allows: where the owner was, what the vehicle was, and why a value was needed. Both were closed assignments, and neither photograph is the owner's vehicle.

A white class A motorhome seen from behind with its slide out room extended, standing on grass beside a gravel drive

Charitable donation

A Franklin motorhome donated in Tennessee

A Coachmen motorhome, rebuilt inside by its owner and kept in running order, valued so the gift could be claimed.

  • Fair market value
A plain unmarked tandem axle utility trailer standing on a gravel lot in sunlight

Charitable donation

A Knoxville trailer given to a charity

A trailer signed over to a nonprofit and valued on what comparable trailers were bringing around East Tennessee at the time.

  • Fair market value

Nashville Donors, Memphis Executors, and Chattanooga Owners All Need a Tennessee Vehicle Value in Writing

AppraiseItNow appraises cars, pickups, motorcycles, trailers and motorhomes in Tennessee for charitable gifts, estates and probate, divorce, insurance claims and lending. A published guide number is where the work begins; what finishes it is the record of what comparable vehicles have actually sold for. Tennessee vehicles reach us from driveways, storage yards, dealer lots and estates, and the report is shaped by what it has to do.

Gifts and deductions

A donated vehicle valued for the claim

A car, truck, motorhome or trailer handed to a charity is valued as of the day it changed hands, at what a buyer would have paid for it in that condition. Condition, equipment and any recent rebuild are described in terms the charity and the filing can both use.

Estates and divorce

Vehicles inside a Tennessee filing

A probate inventory and a marital settlement both need a number that still stands up months later. A collector car and a work truck are valued with the same care. Retrospective work is ordinary here: the value is written to the date the case or the estate turns on, not to the day we were asked.

Claims and lending

What a carrier or a lender is looking at

A carrier wants the value the day before the loss. A lender wants what the unit would bring if it had to be sold. Both get the comparable sales written out in full. Trailers, campers and motorhomes are valued from their own markets, which behave nothing like the used car market.

Tennessee Prices a Private Vehicle Sale Against the Guide, Not Just the Bill of Sale

Two Tennessee rules decide when a reported price is taken at face value, and when the state falls back on what the vehicle is actually worth.

Private sales

75%

of guide value is the line a Tennessee clerk watches

A Cheap Tennessee Car Sale Has to Be Explained on an Affidavit

A vehicle bought for less than 75 percent of its fair market value, as shown by an authoritative pricing guide, cannot simply be titled at the price paid. Seller and buyer complete the Affidavit of Non-Dealer Transfer of Motor Vehicles and Boats so the transfer is reported. Tax is still owed on the money that actually changed hands, but where the affidavit is not completed and no appraisal is supplied by the purchaser, use tax falls due on the full fair market value instead.

Tennessee Department of Revenue, County Clerk Sales and Use Tax Manual, June 2025

Gifts

Any benefit

turns a Tennessee gift into a taxable transfer

Tennessee Reads a Gifted Vehicle Narrowly

A gift, for this purpose, is a vehicle handed over for which the giver received nothing whatever. Consideration does not have to be money: a swap of goods, a favor, work done for the giver or a debt forgiven all count, and any of them makes the transfer taxable. Giver and recipient jointly complete the affidavit, and a gift not documented that way is assessed use tax on the market value of the vehicle, which is the figure an appraisal supplies.

Tennessee Department of Revenue, County Clerk Sales and Use Tax Manual, June 2025

What Tennessee clients say we are known for

Tennessee Appraisal Reviews: “These guys were phenomenal” and “We were completely satisfied with the experience”

  1. Answering fast, and staying reachable while the work runsMentioned in 9 reviews
  2. Showing the research and the comparables behind the number“it’s clear they did a significant amount of research” Kim R.Mentioned in 8 reviews
  3. Being the appraiser they come back to“I highly recommend their services” Kim R.Mentioned in 8 reviews
  4. Following the regulatory guidelines the IRS and the courts requireMentioned in 5 reviews
  5. Taking on items other appraisers had already turned downMentioned in 2 reviews

Across 22 published Tennessee appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are how quickly we answer, how much research is visible in the report, and that they would hire us again.

  • My daughter had purchased a very collectible 2003 Mustang Cobra terminator just 3 months before her accident with 50,000 miles on it, for 30,000 dollars. We were experiencing some very heavy rains and she hydroplaned and smashed into a guard rail and totaled her car. The insurance company offered her $18,000, but we told them that was an insult to this car. We kept going round and round with them but they were not budging. Finally we googled an independent appraiser and found AppraiseItNow! Their appraised value was 26,462. They negotiated with the insurance for us and we ended up with 25,900. They were awesome and helped us get much closer to the appropriate value of the Cobra. Absolutely worth the price we paid. Highly recommended!
    Chriss P. ·

    Car Appraisal for Insurance Claim

  • My wife and I purchased a property that included a double-wide mobile home, which we decided to donate to a local charitable organization that provides housing for low-income families. This type of donation required a formal appraisal to qualify for an IRS tax deduction, so we reached out to Appraise It Now. From the start, they were able to clearly answer all of our questions about both the appraisal process and the tax deduction requirements. We provided photos and additional details, and within 10 days we received a thorough, well-prepared report that included all the necessary IRS forms. I’m giving Appraise It Now a five-star review because communication was excellent throughout the entire process. Everyone I spoke with was helpful, friendly, and professional, and emails were always answered quickly. We were completely satisfied with the experience. Thank you!
    Manuel P. ·

    Mobile Home Appraisal for Charitable Donation

  • These guys were phenomenal. Joe was very responsive and gave clear instructions on how to submit my information for the appraisal, which he completed in a very quick timeframe. The appraisal itself was extremely detailed and included a thorough explanation of how they arrived at the value. It came with extensive documentation, and it’s clear they did a significant amount of research. They were also very responsive through text and email and always available to answer any questions. I had them appraise my fifth-wheel RV for resale, and I highly recommend their services. I will definitely use them again.
    Kim R. ·

    Recreational Vehicle Appraisal for Insurance Coverage

  • They appraised an older trailer for me that required a bonded title. They were great with communication and it only took about 2 weeks to get a very nice detailed appraisal report, which finding comps for older trailers is not straight forward. Highly recommend!
    Andrew K. ·

    Trailer Appraisal for Title Bond

  • Friendly, speedy service with fair value.
    Christina W. ·

    Auto Appraisal for Probate

  • We were amazed at their professionalism in working with us and the quality of the final appraisal report. And all for thousands less than other appraisers.
    Gary T. ·

    Tractor Appraisal for Charitable Donation

AppraiseItNow prepares vehicle appraisal reports for donations, diminished value claims, divorce, and estate settlement

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Transactions, Lending & Investment

  • Auto Loan Financing
  • Purchase price allocation & cost segregation
  • Mergers & Acquisitions (transactional due diligence)
  • Financial Reporting

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Frequently Asked Questions on Tennessee Auto Appraisers

What documentation moves the needle in a Tennessee truck appraisal?

VIN-verified specifications, mileage, engine and transmission details, emissions equipment, maintenance records, prior damage history, and receipts for major work such as engine rebuilds. Documented overhauls can raise the concluded value materially, while missing service records force average-condition assumptions and lower conclusions.

Are semi trucks valued from the same guides as pickups?

No. Heavy and vocational trucks are valued from specialized sources: the NADA Commercial Truck Appraisal Guide, Truck Blue Book, TruckPaper listings, and auction results, not consumer sites built around light-duty vehicles. We triangulate a guide baseline against current listings and recent auction sales for matching-spec trucks before concluding value for a Tennessee unit.

Do business trucks get reported on Tennessee's tangible personal property schedule?

Yes. Trucks used in a business fall within the tangible personal property Tennessee requires each business to self-report on the schedule the county assessor furnishes by February 1 and collects by March 1. Values there are presumed to equal acquisition cost less straight-line depreciation, and missing the filing lets the assessor impose a forced assessment based on comparable businesses.

Is a personal truck itemized for Tennessee property tax?

Rarely. Absent a filed schedule, assessors may presume private passenger motor vehicles used in a household are worth no more than $7,500 per person, or $15,000 for jointly owned spousal property, under Tenn. Code Ann. 67-5-602(a)(2). That presumption keeps most personal trucks off detailed assessment rolls, in contrast to business-use trucks, which must be listed and valued each year.

What value standard do Tennessee tax appraisals of trucks follow?

Sound, intrinsic and immediate value: the statute's phrase for market value between a willing seller and willing buyer, expressly excluding speculative values, under Tenn. Code Ann. 67-5-601(a). Assessors lean on state manuals and depreciation schedules to approximate it, but the legal benchmark stays market value, which is what a documented appraisal evidences.