Bullion Appraisal

5.0from 80+ client reviews
Bullion appraisal services for insurance coverage, estate tax (Form 706), and charitable donations (Form 8283), prepared in accordance with IRS requirements. AppraiseItNow appraises gold bars, silver coins, platinum bullion, palladium rounds, and precious metal collections.

Get an instant response

DEFENSIBLE, USPAP-COMPLIANT BULLION APPRAISAL REPORTS — QUALIFIED FOR THE IRS, INSURANCE AGENCIES, LENDERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • Bank of America
  • United States Courts

The personal property team behind every report we write

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, insurance agencies, lenders, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Standard
USPAPProfessional bullion appraisals prepared to meet IRS, insurance, and lender standards.
Metals covered
Gold, silver, platinum, palladiumBars, ingots, rounds, sovereign bullion coins, junk silver, and metal held in storage accounts.
Value definitions
FMV, Replacement, ACVFair Market Value, Replacement Value, and Actual Cash Value, chosen for the intended use.
Delivery
Remote, onsite for verificationAssay certificates, purchase records, and photographs; onsite for large holdings or physical verification of purity and weight.

We value bullion on spot price, purity, weight, and form factor for tax, insurance, and lending purposes

AppraiseItNow provides professional bullion appraisals for estate tax reporting, charitable donation filings, insurance coverage, divorce proceedings, and loan collateral, as a specialized subset of our personal property valuations.

What drives the number

Spot price, purity, weight, and form factor

Gold bars, silver rounds, platinum coins, and other refined precious metal products need a precise valuation that accounts for spot price, purity, weight, and form factor, and our appraisers apply a rigorous methodology so every report meets IRS, insurance, and lender standards.

How we work

Assay certificates and purchase records, or physical verification

Most bullion appraisals are completed remotely from documentation such as assay certificates, purchase records, and photographs. We coordinate an onsite inspection for large holdings or when purity and weight must be physically verified.

Purposes we serve

Estate tax, donation, insurance, divorce, and collateral

We prepare bullion appraisals for the legal, tax, and transactional purposes that call for an independent valuation:

  • Estate tax reporting
  • Charitable donation filings
  • Insurance coverage
  • Divorce proceedings
  • Loan collateral

Gold, silver, platinum, and palladium bullion in bars, rounds, coins, and storage accounts are all within our scope

We appraise refined precious metal products across multiple metals and forms, from cast and minted gold bars and commercial silver bars to sovereign bullion coins and pre-1965 junk silver.

Bars, ingots, and rounds

Gold, silver, platinum, and palladium in bar and round form

Refined metal in bar, ingot, and round form, from recognized refiners' minted gold to 1,000-ounce commercial silver bars:

  • Gold bars and ingots (cast and minted)
  • Silver bars, rounds, and commercial 100/1,000-ounce bars
  • Platinum bars and ingots
  • Palladium bars and rounds

Bullion coins

Eagles, Maple Leafs, Krugerrands, and other sovereign issues

Sovereign-minted bullion coins in gold, silver, platinum, and palladium:

  • Gold Eagles, Maple Leafs, and Krugerrands
  • Silver Eagles and other sovereign silver coins
  • Platinum and palladium bullion coins

Junk silver and storage

Pre-1965 U.S. coinage and allocated storage holdings

Junk silver, meaning pre-1965 U.S. dimes, quarters, and half dollars valued for their metal content, and bullion held in allocated or segregated storage accounts with supporting documentation, are both within our scope.

Our bullion reports give investors, executors, and their advisors an independent valuation for tax, legal, and insurance purposes

We serve individual investors, collectors, estate executors, and families who need a credible bullion valuation, together with the attorneys, CPAs, financial advisors, and institutions that need an independent appraisal report for their clients.

Investors and families

Holdings to insure, divide, donate, or pledge

Individual investors, collectors, estate executors, and families engage us when bullion must be insured, reported on an estate return, divided in a divorce, donated, or pledged as collateral.

Advisors and institutions

Independent reports for a client's filing or loan

Attorneys, CPAs, financial advisors, and institutions rely on our bullion appraisals when a client's tax filing, legal matter, or loan needs a valuation from an appraiser with no interest in the metal.

What bullion appraisal clients say we are known for

Bullion Appraisal Reviews: “Their process was honest, efficient, and very detailed” and “Five stars all the way”

  1. Being the appraiser they come back toMentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published bullion appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • The AppraiseItNow team was great to work with. We hired them to appraise some precious metals for a charitable donation, and they were very helpful throughout the process. They provided clear instructions on how to submit photos and item descriptions, and delivered the appraisal and IRS forms within just a few days. Thank you so much, highly recommended!
    Perry O. , Kaysville, UT ·

    Bullion Appraisal for Charitable Donation

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K., Tampa, FL ·

    Personal Property Appraisal for Charitable Donation

  • I've dealt with several appraisers, and this was my first time using AppraiseItNow. They were by far the best. They did a great job. Their process was honest, efficient, and very detailed. Their staff was highly credentialed, and they provided IRS-compliant guidelines in their evaluation process, which was exactly what we were looking for. Their customer service also had prompt response times and was a pleasure to work with. If I need this service again, I won't go anywhere else.
    Robert E., Boca Raton, FL ·

    Personal Property Appraisal for Charitable Donation

  • We had an excellent experience working with AppraiseItNow. From start to finish, their team was professional, responsive, and incredibly thorough. They took the time to understand our specific needs and delivered a detailed and accurate appraisal that was well organized and easy to understand. Communication was clear and timely throughout the entire process. They were always available to answer our questions and provided thoughtful explanations whenever we needed more clarity. Their attention to detail and strong market knowledge gave us complete confidence in the final report. It’s clear that they take pride in their work and genuinely care about providing high-quality service. We would absolutely recommend AppraiseItNow to any business or property owner looking for a reliable and professional appraisal company. Five stars all the way.
    Heather D. , Las Vegas, NV ·

    Personal Property Appraisal for Charitable Donation

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. , Carmel-by-the-Sea, CA ·

    Sports Memorabilia Appraisal for Charitable Donation

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. , Baldwin, NY ·

    Antique Furniture Appraisal for Insurance Claim

Bullion Appraisals Anywhere in the US

Bullion appraisals in AlabamaBullion appraisals in AlaskaBullion appraisals in ArizonaBullion appraisals in ArkansasBullion appraisals in CaliforniaBullion appraisals in ColoradoBullion appraisals in ConnecticutBullion appraisals in DelawareBullion appraisals in FloridaBullion appraisals in GeorgiaBullion appraisals in HawaiiBullion appraisals in IdahoBullion appraisals in IllinoisBullion appraisals in IndianaBullion appraisals in IowaBullion appraisals in KansasBullion appraisals in KentuckyBullion appraisals in LouisianaBullion appraisals in MaineBullion appraisals in MarylandBullion appraisals in MassachusettsBullion appraisals in MichiganBullion appraisals in MinnesotaBullion appraisals in MississippiBullion appraisals in MissouriBullion appraisals in MontanaBullion appraisals in NebraskaBullion appraisals in NevadaBullion appraisals in New HampshireBullion appraisals in New JerseyBullion appraisals in New MexicoBullion appraisals in New YorkBullion appraisals in North CarolinaBullion appraisals in North DakotaBullion appraisals in OhioBullion appraisals in OklahomaBullion appraisals in OregonBullion appraisals in PennsylvaniaBullion appraisals in Rhode IslandBullion appraisals in South CarolinaBullion appraisals in South DakotaBullion appraisals in TennesseeBullion appraisals in TexasBullion appraisals in UtahBullion appraisals in VermontBullion appraisals in VirginiaBullion appraisals in WashingtonBullion appraisals in West VirginiaBullion appraisals in WisconsinBullion appraisals in Wyoming
Browse all states by region

How our Valuation Process Works

1

Appraisal Request

Submit estimate or list of items for our review.

2

Quote Issued

We'll share a flat fee quote for your approval.

3

Kickoff & Intake

Submit details on all of your items for our review.

4

Research & Analysis

We'll conduct detailed research and prepare a written USPAP-compliant report.

5

Report Delivery

Delivery of your report and supporting documents (e.g., signed IRS Form 8283) by email.

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Frequently Asked Questions on Bullion Appraisals

Is bullion worth exactly spot price times weight?

Not quite. Spot times verified weight and purity sets the intrinsic value, but real transactions include dealer spreads, premiums, and discounts driven by brand, mint, product type, and liquidity. Many dealers buy common gold bullion around 95% of spot and some silver around 90%, while sovereign coins can carry premiums over generic bars. A professional appraisal documents these market frictions with dealer and auction evidence rather than assuming a frictionless spot calculation.

How is bullion purity verified during an appraisal?

By precise weighing (grams converted to troy ounces at 31.1 grams each) combined with testing: acid testing, nondestructive X-ray fluorescence (XRF), or fire assay for larger bars. Purity math matters: a 10 gram 18K item contains only 7.5 grams of pure gold, so pricing the full weight overstates value by a third. Non-metal components such as gemstones are weighed out before pricing.

Why doesn’t a bullion coin’s face value matter?

Because bullion is valued by weight and purity, not nominal denomination. A one-ounce gold coin with a $50 face value tracks the current one-ounce gold price. Original purchase price is equally unreliable: spot prices and dealer spreads change daily, so the appraisal uses the valuation date’s spot price and contemporaneous market data.

What does a strong bullion appraisal report include?

The effective valuation date, the standard of value (fair market, orderly liquidation, or insurance replacement), the documented spot price and dealer bid evidence, and comparable sales for the specific products. It also separates intrinsic metal value from any numismatic premium, supporting each component with market evidence. Cursory lump-sum letters are commonly challenged by auditors, courts, and insurers.

When do taxes require a formal bullion appraisal?

Charitable donations of bullion exceeding $5,000 require a qualified appraisal reported on Form 8283 Section B, with the appraisal itself attached for items over $500,000. Estates and gifts report fair market value as of the date of death or gift on Forms 706 and 709, and values near federal thresholds need precise, supportable documentation.