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DEFENSIBLE, USPAP-COMPLIANT ENGAGEMENT RING APPRAISAL REPORTS — QUALIFIED FOR THE IRS, INSURANCE AGENCIES, LENDERS, AND MORE.
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Owner & CEO
Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.
Personal Property Appraiser
ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.
Machinery & Equipment Appraiser
Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.
Personal Property Appraiser
ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.
Client Success Manager
Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.
International Society of AppraisersAccredited Member
Certified Appraisers Guild of AmericaCertified Appraiser
The Appraisal FoundationAuthorized by Congress as the source of appraisal standardsAppraiseItNow provides engagement ring appraisals for insurance coverage, insurance claims, estate tax reporting, divorce proceedings, charitable donations, and resale or equitable distribution, as a specialized subset of professional personal property valuations.
What drives value
An engagement ring's worth depends on a precise combination of gemstone characteristics, metal type, craftsmanship, brand, and current market conditions for both diamonds and alternative center stones. Our appraisers weigh each of those factors.
Purposes we serve
We prepare engagement ring appraisals for the life events and filings that require one:
How we work
Most engagement ring appraisals are completed remotely using high-resolution photographs and documentation. We arrange onsite inspection for high-value pieces or when gemological grading reports are unavailable.
Who we serve
We serve individuals going through marriage, divorce, or estate settlement, and the attorneys, CPAs, estate professionals, and insurance professionals who need an independent, documented valuation for a legal or financial proceeding.
AppraiseItNow appraises engagement rings across the full range of styles, materials, and price points, for insurance, divorce, estate, donation, and resale purposes.
Settings and styles
We appraise the settings and styles engagement rings are made in:
Center stones
Rings with a diamond center and rings built around an alternative center stone:
Where it came from
A ring purchased from a luxury brand such as Tiffany or Cartier, from a local jeweler, or at an estate sale is evaluated on the specific characteristics that drive its value in the current market.
What engagement ring appraisal clients say we are known for
Across 23 published engagement ring appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.
AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
Personal Property Appraisal for Charitable Donation
I've dealt with several appraisers, and this was my first time using AppraiseItNow. They were by far the best. They did a great job. Their process was honest, efficient, and very detailed. Their staff was highly credentialed, and they provided IRS-compliant guidelines in their evaluation process, which was exactly what we were looking for. Their customer service also had prompt response times and was a pleasure to work with. If I need this service again, I won't go anywhere else.
Personal Property Appraisal for Charitable Donation
We had an excellent experience working with AppraiseItNow. From start to finish, their team was professional, responsive, and incredibly thorough. They took the time to understand our specific needs and delivered a detailed and accurate appraisal that was well organized and easy to understand. Communication was clear and timely throughout the entire process. They were always available to answer our questions and provided thoughtful explanations whenever we needed more clarity. Their attention to detail and strong market knowledge gave us complete confidence in the final report. It’s clear that they take pride in their work and genuinely care about providing high-quality service. We would absolutely recommend AppraiseItNow to any business or property owner looking for a reliable and professional appraisal company. Five stars all the way.
Personal Property Appraisal for Charitable Donation
I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
Sports Memorabilia Appraisal for Charitable Donation
I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
Antique Furniture Appraisal for Insurance Claim
It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
Gun Appraisal for Probate
Submit estimate or list of items for our review.
We'll share a flat fee quote for your approval.
Submit details on all of your items for our review.
We'll conduct detailed research and prepare a written USPAP-compliant report.
Delivery of your report and supporting documents (e.g., signed IRS Form 8283) by email.
Standard Fee Range
$395 – $2200
Standard range for our Engagement Ring appraisals based on past projects
Two report tiers. Your intended use sets which one you need.
from $195
USPAP-compliant report for standard purposes
from $295
USPAP-compliant and IRS-qualified report for advanced purposes
Please note that the fees listed below are for informational purposes and are subject to change. Our team will review your materials and issue your quote before we get started.
1 item
$195 – $495
Single-item appraisal
10 items
$695 – $1200
Small collection pricing
50-100+ items
$1,600 – $3,500+
Discounted collection pricing
Our engagement ring appraisal fees are transparent, scope-based, and designed to be fully USPAP-compliant for your intended use. We don't bill by the hour and will propose a fixed fee before we start our work, so you'll know exactly what you are paying before engaging our team. Please note that the pricing outlined here is strictly for informational purposes; before issuing your quote, we will need to get a better understanding of your assets so we can properly scope the assignment.
Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.
Popular uses of our appraisal reports include:
Retail replacement value is the cost to replace your ring at today's retail prices and is the figure insurers use to schedule coverage. Fair market value is the price a willing buyer and seller would agree on, used for estate, divorce, tax, and donation purposes. Replacement value is usually the higher number because it includes full retail markups, so the two should never be used interchangeably.
No. An insurance appraisal intentionally reflects higher retail replacement costs, not open-market prices. Estate division, probate, and resale decisions call for fair market value or marketable cash value, which reflect what the ring would actually bring in the open market. Relying on the insurance figure in those settings can materially misstate the value at stake, so we prepare the report to match the intended use.
The center stone usually accounts for the largest share of value, so cut, color, clarity, and carat weight drive the conclusion, with price jumps at size thresholds like 1.00 and 1.50 carats. Our appraisers also record the band metal and weight, accent stones, hallmarks, and the quality and condition of the setting, all of which move the final value.
Yes. Third-party diamond grading reports and stamped marks for gold karat or platinum fineness substantiate quality claims and support value in the market. A strong report documents them; an appraisal that gives a single line-item value without noting certifications or how grades were determined gives insurers and courts little to rely on.
Usually not. A ring carries several distinct values: the retail price the store charged (including branding and overhead), resale value in the secondary market, and scrap value of the materials, and these can differ dramatically. Equating the purchase price with sale or estate value is a common planning error, which is why the report states exactly which value type applies.
