Gold Bullion Appraisal

5.0from 80+ client reviews
Gold bullion appraisal services covering charitable donations (Form 8283), estate tax (Form 706), and insurance coverage, prepared in accordance with IRS requirements. AppraiseItNow values gold bars, American Eagles, Krugerrands, ingots, and scrap gold.

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DEFENSIBLE, USPAP-COMPLIANT GOLD BULLION APPRAISAL REPORTS — QUALIFIED FOR THE IRS, INSURANCE AGENCIES, LENDERS, AND MORE.

  • IRS
  • Goodwill Industries
  • Chase
  • State Farm
  • Habitat for Humanity
  • The Salvation Army
  • Bank of America
  • United States Courts

The personal property team behind every report we write

Between them, our personal property appraisers hold ISA and CAGA designations, and every report is written to USPAP for the IRS, insurance agencies, lenders, and more.

Joe Kattan

Joe Kattan

Owner & CEO

Joe founded AppraiseItNow to make a certified, USPAP-compliant appraisal as simple to order as anything else online. A former Bain & Company strategy consultant, Joe leads the entire team and specializes in strategy, growth, and the firm's tech capabilities.

Anne Hay

Anne Hay

Personal Property Appraiser

ISA Accredited Member with 30 years in the trade, from running estate sales and an auction gallery to appraising luxury apparel, furniture, artwork, antiques, and business assets, primarily for IRS tax filings.

Jason Dolph

Jason Dolph

Machinery & Equipment Appraiser

Third-generation auctioneer and CAGA Certified Appraiser with more than 20 years valuing machinery, equipment, vehicles, business assets, and estates for banks, attorneys, and trustees across the Carolinas.

Ashley Innes

Ashley Innes

Personal Property Appraiser

ISA Accredited Member specializing in Asian art, with a Master's from SOAS and a Postgraduate Diploma in Asian Art. Ashley chairs the ISA's Antiques, Furnishings, and Decorative Arts committee and appraises for charitable donation, insurance, and equitable distribution.

Aron Blue

Aron Blue

Client Success Manager

Manages each engagement from the first enquiry to the delivered report, and keeps you posted at every step along the way.

  • USPAPWritten to the Uniform Standards of Professional Appraisal Practice
  • International Society of AppraisersAccredited Member
  • Certified Appraisers Guild of AmericaCertified Appraiser
  • The Appraisal FoundationAuthorized by Congress as the source of appraisal standards
Standard
USPAPGold bullion appraisals are prepared in accordance with USPAP.
Value definitions
FMV, Replacement, ACVFair Market Value, Replacement Value, or Actual Cash Value, chosen for the intended use.
Delivery
Mostly remotePhotographs, assay certificates, and product documentation; onsite inspection when physical verification is required.
Purposes
Estate to divorceEstate tax reporting, charitable donations, insurance coverage, divorce proceedings, and IRS filings.

We document gold bullion by weight, purity, and real-time spot price for estates, donations, insurance, and divorce

AppraiseItNow provides gold bullion appraisals for estate tax reporting, charitable donations, insurance coverage, divorce proceedings, and IRS filings, as part of our personal property appraisal work.

What drives value

Weight, purity, and the spot price on the date of value

Gold bullion is a tangible asset class whose value is driven by weight, purity, and real-time spot pricing, which makes accurate documentation essential for legal and financial purposes.

How we work

Documented specifications and verifiable market data, mostly remote

Because gold bullion appraisals rest on documented specifications and verifiable market data, most engagements are completed remotely from photographs, assay certificates, and product documentation. Onsite inspection is available when physical verification is required.

Precious metals practice

Gold bullion alongside jewelry, coins, and other precious metals

Gold bullion appraisals fall within our broader personal property appraisal practice, next to the jewelry, coins, and other precious metals holdings we also appraise.

AppraiseItNow values every physical form of gold bullion, from fractional coins to 400 oz bars

We appraise gold bullion in each of its physical forms, each with distinct valuation considerations based on weight, purity, mint source, and market liquidity, for estate, donation, insurance, and divorce purposes.

Bars and ingots

Refinery bars from fractional sizes to institutional 400 oz formats

Cast and minted bars from recognized refiners such as PAMP Suisse, Valcambi, and Credit Suisse, in every size:

  • Gold bars and ingots, cast and minted
  • Fractional 1/10, 1/4, and 1/2 oz pieces
  • Kilo, 100 oz, and 400 oz bars

Coins and rounds

Eagles, Maple Leafs, Krugerrands, Philharmonics, sovereigns, and private-mint rounds

Government and private-mint pieces where bullion value, not numismatic premium, is the basis of the appraisal:

  • Gold Eagles, Maple Leafs, Krugerrands, Philharmonics
  • Sovereign gold coins valued as bullion
  • Gold rounds from private mints
  • PCGS or NGC slabbed bullion coins

Estate holdings

Accumulated gold within an estate or trust inventory

Gold bullion accumulated within an estate or trust inventory is appraised as part of that inventory, with each bar, coin, and round documented by weight, purity, and spot price.

We provide gold bullion valuations to investors, families, and the advisors who represent them

AppraiseItNow serves individual investors, collectors, and families who need a credible valuation of gold bullion holdings for estate, tax, insurance, or transactional purposes, and the estate attorneys, CPAs, financial planners, and trust officers who need independent documentation for their clients.

Investors and families

Inherited holdings and investment positions, valued for a purpose

Individual investors, collectors, estate executors, and families managing inherited gold who need a credible value for an estate, a tax filing, a policy, or a sale.

Advisors and trustees

Independent documentation for a client's estate or plan

Estate attorneys, CPAs, financial planners, financial advisors, and trust officers who need independent gold bullion documentation prepared for a client.

What gold bullion appraisal clients say we are known for

Gold Bullion Appraisal Reviews: “Their process was honest, efficient, and very detailed” and “Five stars all the way”

  1. Being the appraiser they come back to“I highly recommend their services” Bruce A.Mentioned in 13 reviews
  2. Showing the research and the comparables behind the numberMentioned in 7 reviews
  3. Answering fast, and staying reachable while the work runsMentioned in 6 reviews
  4. Delivering the finished report ahead of the deadlineMentioned in 6 reviews
  5. Taking on items other appraisers had already turned downMentioned in 4 reviews

Across 23 published gold bullion appraisal reviews, every one from a client who paid AppraiseItNow for an appraisal, the three things they raise most often are that they would hire us again, how much research is visible in the report, and how quickly we answer.

  • AppraiseItNow Inc. is the best company I was lucky to find by accident. I was looking for someone to appraise cabinets for a donation to charity. I asked for multiple referrals, called multiple appraisal services, etc., and no one could help me. I found AppraiseItNow and from the moment I started working with them, they were wonderful! Joe guided me on what I needed to send him, what needed to be done and stayed in touch with me the entire time. Their customer service is OUTSTANDING and a welcome surprise in today’s world where good customer service is an anomaly! They returned an appraisal in a timely manner, it was clear, concise, cost-effective and exactly what I needed. They followed up with me multiple times to ensure that I received it and everything was OK. My CPA is also thrilled to have them as an accredited appraisal service he can use for other clients. I rarely leave reviews, but I could not pass giving them 5 stars and I’d give 10 if possible! THANK YOU JOE AND ALL AT APPRAISEITNOW!!👊🏼
    Lisa K., Tampa, FL ·

    Personal Property Appraisal for Charitable Donation

  • I've dealt with several appraisers, and this was my first time using AppraiseItNow. They were by far the best. They did a great job. Their process was honest, efficient, and very detailed. Their staff was highly credentialed, and they provided IRS-compliant guidelines in their evaluation process, which was exactly what we were looking for. Their customer service also had prompt response times and was a pleasure to work with. If I need this service again, I won't go anywhere else.
    Robert E., Boca Raton, FL ·

    Personal Property Appraisal for Charitable Donation

  • We had an excellent experience working with AppraiseItNow. From start to finish, their team was professional, responsive, and incredibly thorough. They took the time to understand our specific needs and delivered a detailed and accurate appraisal that was well organized and easy to understand. Communication was clear and timely throughout the entire process. They were always available to answer our questions and provided thoughtful explanations whenever we needed more clarity. Their attention to detail and strong market knowledge gave us complete confidence in the final report. It’s clear that they take pride in their work and genuinely care about providing high-quality service. We would absolutely recommend AppraiseItNow to any business or property owner looking for a reliable and professional appraisal company. Five stars all the way.
    Heather D. , Las Vegas, NV ·

    Personal Property Appraisal for Charitable Donation

  • I asked AppraiseItNow to value a piece of sports memorabilia for purposes of a charitable donation. The item is rarely sold. Their research unearthed an important recent sale of a similar item, which I had not found previously, and which the first appraiser I used had not found either. AppraiseItNow was a good deal more expensive than the first service, but they crafted a detailed report in which I have much more confidence. They also helped me make sure the correct tax forms are used. Thank you!
    Cynthia W. , Carmel-by-the-Sea, CA ·

    Sports Memorabilia Appraisal for Charitable Donation

  • I used AppraiseItNow for the first time last month and I was extremely pleased with the results. I needed an appraisal done for insurance purposes and the level of detail about each of my antique furniture pieces was thorough and very helpful in my being able to get the highest amount possible from my insurance company for the antique items that were damaged. I could see that they spent time making sure that the information she included was correct and current for my antique furniture items in the current market. The team responded to my emails timely to answer any questions I had. I would highly recommend Appraise It Now to get a thorough and professional appraisal done on antique items. I do intend to use them again for other antique furniture and jewelry that I have. Job well done! 😃🤗
    Paige E. , Baldwin, NY ·

    Antique Furniture Appraisal for Insurance Claim

  • It is a pleasure to work with Joe and his team. They communicate every step along the way and made the process simple for us to have more than 35 firearms appraised. It was all done in a timely manner and the final report is easy to understand. I highly recommend their services.
    Bruce A. , Saint Johns, FL ·

    Gun Appraisal for Probate

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How our Valuation Process Works

1

Appraisal Request

Submit estimate or list of items for our review.

2

Quote Issued

We'll share a flat fee quote for your approval.

3

Kickoff & Intake

Submit details on all of your items for our review.

4

Research & Analysis

We'll conduct detailed research and prepare a written USPAP-compliant report.

5

Report Delivery

Delivery of your report and supporting documents (e.g., signed IRS Form 8283) by email.

AppraiseItNow appraises every category of personal property for gift tax, estate tax, charitable donations, divorce, and insurance claims

Given the USPAP-compliant nature of AppraiseItNow’s appraisal reports, we prepare our deliverables for major legal, tax, and financial reporting purposes for individual and commercial clients.

Popular uses of our appraisal reports include:‍

Taxes, Estates & Financial Planning

Life Events & Special Circumstances

  • Divorce
  • Social Security reporting or Medicaid Application Filings
  • E-2 visa applications

Insurance & Risk Management

Frequently Asked Questions on Gold Bullion Appraisals

How is gold bullion's value calculated?

Fine weight multiplied by the live spot price, using benchmarks such as the London Bullion Market Association and COMEX, cross-checked against dealer pricing for the specific bars or coins. Standard bullion is valued on melt: mass in troy ounces times stamped purity times spot, with no jewelry or collector premium unless the coin has genuine numismatic demand.

Will an appraisal give me 100 percent of spot price?

Not necessarily; it depends on the purpose. Dealers commonly buy standard bullion at roughly 95 percent of spot, so a fair market or liquidation conclusion that simply multiplies fine weight by full spot can overstate what an owner would actually receive in an arm's-length sale. The report states which market context the value reflects.

How do appraisers verify a gold bar's purity and weight?

With non-destructive testing: stamped fineness confirmed by X-ray fluorescence, electronic conductivity or density testers, and precision scales reading in grams or troy ounces. Destructive fire assay is reserved mainly for large bars or disputed authenticity. Missing or inconsistent hallmarks can push a piece toward scrap-content valuation or require further testing.

What should a bullion appraisal report document?

Exact weights in troy ounces or grams, confirmed fineness, the testing method used, and the specific spot price source and timestamp behind the valuation. A report citing only a generic current market price cannot be independently replicated and is vulnerable to challenge.

How is gold bullion valued for an estate?

At fair market value on the date of death, or on the alternate valuation date six months later when elected under IRC Section 2032, and reported on IRS Form 706 when the estate meets the filing threshold. That requires verified weights and purity plus the spot price documented as of the valuation date, not the date the report is written.